America's Community Bank

Blue Springs, MO
IDRSSD: 440857
Total Assets
$57.07M
Latest filing
Total Deposits
$45.21M
Latest filing
Net Interest Margin
4.75%
Profitability

Locations

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Main Office
America's Community Bank
1100 W Main St
Blue Springs, MO 64015
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/27/1888FDIC Certificate 5683

Branches (0)

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NameAddressCity / State
No branch data available.
America's Community Bank (Main)1100 W Main StBlue Springs, MO

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/27/1888
Community BankYes
Ownership TypeNot Mutual
ZIP64015
State and County Number29095
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees9
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.amcommbank.com
Data Updated11/14/2025
CERT8893
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$57.07M
Total Deposits$45.21M
Total Liabilities$51.82M
Total Equity Capital$5.25M
Net Income$229.00k
Net Loans and Leases$52.93M
Assets Per Employee ($Millions)$6.34M
Bank Premises and Fixed Assets$280.00k
Cash and Balances due from Depository Institutions$2.30M
Deposits Held in Domestic Offices$45.21M

Key Performance Ratios

Return on Assets (ROA)1.64%
Return on Equity (ROE)17.83%
Net Interest Margin4.75%
Efficiency Ratio56.47%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.29%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.202%
Earning Assets to total Assets96.13%

Income and Expense

Total Interest Income$1.00M
Total Noninterest Income$4.00k
Total Interest Expense$363.00k
Total Noninterest Expense$362.00k
Net Interest Income$637.00k
Pre-tax Net Operating Income$239.00k
Provision for Credit Losses$40.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$605.00k
Other borrowed funds$6.15M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$465.00k
Total Liabilities and Capital$57.07M

Securities

Securities$62.00k
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of America's Community Bank?
$57.07M as of the latest filing.
How much are America's Community Bank's total deposits?
$45.21M in total deposits.
Where is America's Community Bank located?
Blue Springs, MO.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
1.
When was it established?
02/27/1888.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$52.93M (latest filing).
What is the total interest income (latest filing)?
$1.00M.