Montrose Savings Bank
Montrose, MO
IDRSSD: 753052
Total Assets
$57.38M
Latest filing
Total Deposits
$48.00M
Latest filing
Net Interest Margin
4.54%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Montrose Savings Bank
401 Missouri Ave
Montrose, MO 64770
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1895FDIC Certificate 5490
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Montrose Savings Bank (Main) | 401 Missouri Ave | Montrose, MO | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Tri-County Trust Company
Glasgow, Missouri
→
Assets: $60.51MΔ -0.2%
Community Bank of Memphis
Memphis, Missouri
→
Assets: $59.68MΔ -1.6%
First Security Bank
Union Star, Missouri
→
Assets: $59.20MΔ -2.4%
America's Community Bank
Blue Springs, Missouri
→
Assets: $57.07MΔ -5.9%
The Bank of Houston
Houston, Missouri
→
Assets: $66.16MΔ +9.1%
Bank of Iberia
Iberia, Missouri
→
Assets: $70.37MΔ +16.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1895 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64770 |
| State and County Number | 29083 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 8594 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $57.38M |
| Total Deposits | $48.00M |
| Total Liabilities | $48.37M |
| Total Equity Capital | $9.01M |
| Net Income | $349.00k |
| Net Loans and Leases | $32.90M |
| Assets Per Employee ($Millions) | $8.2M |
| Bank Premises and Fixed Assets | $73.00k |
| Cash and Balances due from Depository Institutions | $4.10M |
| Deposits Held in Domestic Offices | $48.00M |
Key Performance Ratios
| Return on Assets (ROA) | 2.37% |
| Return on Equity (ROE) | 15.84% |
| Net Interest Margin | 4.54% |
| Efficiency Ratio | 46.26% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.707% |
| Earning Assets to total Assets | 97.35% |
Income and Expense
| Total Interest Income | $831.00k |
| Total Noninterest Income | $17.00k |
| Total Interest Expense | $180.00k |
| Total Noninterest Expense | $309.00k |
| Net Interest Income | $651.00k |
| Pre-tax Net Operating Income | $356.00k |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $145.00k |
| All Other Liabilities | $218.00k |
| Total Liabilities and Capital | $57.38M |
Securities
| Securities | $19.53M |
| Available-for-sale debt securities | $19.50M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Montrose Savings Bank?
$57.38M as of the latest filing.
How much are Montrose Savings Bank's total deposits?
$48.00M in total deposits.
Where is Montrose Savings Bank located?
Montrose, MO.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
2.37%.
How much are total loans and leases?
$32.90M (latest filing).
What is the total interest income (latest filing)?
$831.00k.