Institution Class	Commercial bank, state charter, Fed member, supervised by FRB
Primary Regulator	FED
Established Date	01/01/1921
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	96813
State and County Number	15003
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	12
Numeric code	15
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	San Francisco
Core Based Statistical Area Name	Urban Honolulu, HI

Operational Info

Number of Employees	233
Domestic Offices	30
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	04/02/2025
Date of Deposit Insurance	08/09/1989
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/28/2025
CERT	30836
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$2.11B
Total Deposits	$1.68B
Total Liabilities	$1.88B
Total Equity Capital	$228.64M
Net Income	$-7,617,000
Net Loans and Leases	$1.27B
Assets Per Employee ($Millions)	$9.06M
Bank Premises and Fixed Assets	$26.15M
Cash and Balances due from Depository Institutions	$80.67M
Deposits Held in Domestic Offices	$1.68B

Return on Assets (ROA)	-1.42%
Return on Equity (ROE)	-13.2%
Net Interest Margin	1.48%
Efficiency Ratio	249.6%
Tier 1 Risk-Based Capital Ratio	25.995%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	-0.01%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	10.836%
Earning Assets to total Assets	94.74%

Total Interest Income	$17.75M
Total Noninterest Income	$738.00k
Total Interest Expense	$10.23M
Total Noninterest Expense	$20.63M
Net Interest Income	$7.53M
Pre-tax Net Operating Income	$-12,335,000
Provision for Credit Losses	$-31,000
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$160.00M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$36.80M
Total Liabilities and Capital	$2.11B

Securities	$653.97M
Available-for-sale debt securities	$18.58M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$635.39M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Territorial Savings Bank?

$2.11B as of the latest filing.

How much are Territorial Savings Bank's total deposits?

$1.68B in total deposits.

Where is Territorial Savings Bank located?

Honolulu, HI.

What is the Net Interest Margin?

1.48%.

How many domestic offices does it operate?

30.

When was it established?

01/01/1921.

What is the Return on Assets (ROA)?

-1.42%.

How much are total loans and leases?

$1.27B (latest filing).

What is the total interest income (latest filing)?

$17.75M.