Central Pacific Bank
Honolulu, HI
IDRSSD: 701062
Total Assets
$7.40B
Latest filing
Total Deposits
$6.62B
Latest filing
Net Interest Margin
3.70%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Central Pacific Bank
220 S King St
Honolulu, HI 96813
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/15/1954FDIC Certificate 11321
Branches (26)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Central Pacific Bank (Main) | 220 S King St | Honolulu, HI |
| KALIHI BRANCH | 2024 N King St | Honolulu, HI |
| KAIMUKI BRANCH | 3465 Waialae Ave | Honolulu, HI |
| KAPIOLANI BRANCH | 1538 Kapiolani Blvd Ste 3 | Honolulu, HI |
| PEARLRIDGE BRANCH | 98-150 Kaonohi St | Aiea, HI |
| LIHUE BRANCH | 4454 Nuhou Street, Suites 408 And 409 | Lihue, HI |
| HILO BRANCH | 525 Kilauea Ave | Hilo, HI |
| WARD BRANCH | 505 Ward Ave | Honolulu, HI |
Showing 7 of 26
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/15/1954 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 96813 |
| State and County Number | 15003 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Urban Honolulu, HI |
Operational Info
| Number of Employees | 716 |
| Domestic Offices | 27 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/24/2025 |
| Date of Deposit Insurance | 02/15/1954 |
| Primary Insurance Agency | DIF |
| Website | WWW.CPB.BANK |
| Data Updated | 01/30/2026 |
| CERT | 17308 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $7.40B |
| Total Deposits | $6.62B |
| Total Liabilities | $6.76B |
| Total Equity Capital | $633.71M |
| Net Income | $24.94M |
| Net Loans and Leases | $5.23B |
| Assets Per Employee ($Millions) | $10.12M |
| Bank Premises and Fixed Assets | $125.44M |
| Cash and Balances due from Depository Institutions | $378.65M |
| Deposits Held in Domestic Offices | $6.62B |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 15.29% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 57.4% |
| Tier 1 Risk-Based Capital Ratio | 13.485% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.566% |
| Earning Assets to total Assets | 92.35% |
Income and Expense
| Total Interest Income | $78.88M |
| Total Noninterest Income | $14.72M |
| Total Interest Expense | $15.70M |
| Total Noninterest Expense | $44.72M |
| Net Interest Income | $63.17M |
| Pre-tax Net Operating Income | $30.79M |
| Provision for Credit Losses | $2.40M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $123.72M |
| Total Liabilities and Capital | $7.40B |
Securities
| Securities | $1.31B |
| Available-for-sale debt securities | $748.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $562.39M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Central Pacific Bank?
$7.40B as of the latest filing.
How much are Central Pacific Bank's total deposits?
$6.62B in total deposits.
Where is Central Pacific Bank located?
Honolulu, HI.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
27.
When was it established?
02/15/1954.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$5.23B (latest filing).
What is the total interest income (latest filing)?
$78.88M.