Finance Factors, Ltd.
Honolulu, HI
IDRSSD: 827560
Total Assets
$714.28M
Latest filing
Total Deposits
$554.55M
Latest filing
Net Interest Margin
2.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Finance Factors, Ltd.
1164 Bishop St
Honolulu, HI 96813
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/14/1952FDIC Certificate 17407
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Finance Factors, Ltd. (Main) | 1164 Bishop St | Honolulu, HI |
| KAPIOLANI BRANCH | 1600 Kapiolani Blvd | Honolulu, HI |
| SOUTH MARINE DRIVE BRANCH | 800 S Marine Corps Dr Ste 4 | Tamuning, GU |
| KAILUA BRANCH | 28 Oneawa St | Kailua, HI |
| KALIHI BRANCH | 1620 N School St | Honolulu, HI |
| LIHUE BRANCH | 4393 Kukui Grove St Ste A | Lihue, HI |
| PEARL CITY BRANCH | 850 Kamehameha Hwy | Pearl City, HI |
| KAHULUI BRANCH | 27 S Puunene Ave | Kahului, HI |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/14/1952 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 96813 |
| State and County Number | 15003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 23 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Urban Honolulu, HI |
Operational Info
| Number of Employees | 107 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 1 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 06/04/1984 |
| Primary Insurance Agency | DIF |
| Website | http://www.financefactors.com |
| Data Updated | 11/14/2025 |
| CERT | 25158 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $714.28M |
| Total Deposits | $554.55M |
| Total Liabilities | $636.99M |
| Total Equity Capital | $77.29M |
| Net Income | $1.49M |
| Net Loans and Leases | $487.20M |
| Assets Per Employee ($Millions) | $6.43M |
| Bank Premises and Fixed Assets | $41.18M |
| Cash and Balances due from Depository Institutions | $26.25M |
| Deposits Held in Domestic Offices | $554.55M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 7.78% |
| Net Interest Margin | 2.66% |
| Efficiency Ratio | 71.14% |
| Tier 1 Risk-Based Capital Ratio | 78,716% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.821% |
| Earning Assets to total Assets | 88.22% |
Income and Expense
| Total Interest Income | $9.27M |
| Total Noninterest Income | $2.19M |
| Total Interest Expense | $5.11M |
| Total Noninterest Expense | $4.52M |
| Net Interest Income | $4.17M |
| Pre-tax Net Operating Income | $1.87M |
| Provision for Credit Losses | $-39,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $70.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.33M |
| Total Liabilities and Capital | $714.28M |
Securities
| Securities | $95.86M |
| Available-for-sale debt securities | $95.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $24.68M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Finance Factors, Ltd.?
$714.28M as of the latest filing.
How much are Finance Factors, Ltd.'s total deposits?
$554.55M in total deposits.
Where is Finance Factors, Ltd. located?
Honolulu, HI.
What is the Net Interest Margin?
2.66%.
How many domestic offices does it operate?
13.
When was it established?
05/14/1952.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$487.20M (latest filing).
What is the total interest income (latest filing)?
$9.27M.