Stoughton Co-operative Bank
Stoughton, MA
IDRSSD: 164975
Total Assets
$135.26M
Latest filing
Total Deposits
$117.65M
Latest filing
Net Interest Margin
2.98%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Stoughton Co-operative Bank
950 Park St
Stoughton, MA 02072
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1886FDIC Certificate 33215
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Stoughton Co-operative Bank (Main) | 950 Park St | Stoughton, MA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02072 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/21/1986 |
| Primary Insurance Agency | DIF |
| Website | www.stoughtoncoop.bank |
| Data Updated | 01/30/2026 |
| CERT | 26513 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $135.26M |
| Total Deposits | $117.65M |
| Total Liabilities | $122.89M |
| Total Equity Capital | $12.37M |
| Net Income | $149.00k |
| Net Loans and Leases | $109.05M |
| Assets Per Employee ($Millions) | $9.02M |
| Bank Premises and Fixed Assets | $819.00k |
| Cash and Balances due from Depository Institutions | $9.01M |
| Deposits Held in Domestic Offices | $117.65M |
Key Performance Ratios
| Return on Assets (ROA) | 0.44% |
| Return on Equity (ROE) | 4.86% |
| Net Interest Margin | 2.98% |
| Efficiency Ratio | 80.9% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.142% |
| Earning Assets to total Assets | 95.92% |
Income and Expense
| Total Interest Income | $1.56M |
| Total Noninterest Income | $39.00k |
| Total Interest Expense | $599.00k |
| Total Noninterest Expense | $813.00k |
| Net Interest Income | $966.00k |
| Pre-tax Net Operating Income | $192.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $239.00k |
| Total Liabilities and Capital | $135.26M |
Securities
| Securities | $12.09M |
| Available-for-sale debt securities | $12.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Stoughton Co-operative Bank?
$135.26M as of the latest filing.
How much are Stoughton Co-operative Bank's total deposits?
$117.65M in total deposits.
Where is Stoughton Co-operative Bank located?
Stoughton, MA.
What is the Net Interest Margin?
2.98%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$109.05M (latest filing).
What is the total interest income (latest filing)?
$1.56M.