The State Bank of Toledo
Toledo, IA
IDRSSD: 490348
Total Assets
$138.81M
Latest filing
Total Deposits
$124.30M
Latest filing
Net Interest Margin
6.40%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The State Bank of Toledo
100 E High St
Toledo, IA 52342
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1927FDIC Certificate 2983
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The State Bank of Toledo (Main) | 100 E High St | Toledo, IA |
| SOUTH BRANCH | 1003 S County Rd | Toledo, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52342 |
| State and County Number | 19171 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.banktoledo.com |
| Data Updated | 01/30/2026 |
| CERT | 4514 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $138.81M |
| Total Deposits | $124.30M |
| Total Liabilities | $125.11M |
| Total Equity Capital | $13.70M |
| Net Income | $368.00k |
| Net Loans and Leases | $110.18M |
| Assets Per Employee ($Millions) | $5.34M |
| Bank Premises and Fixed Assets | $3.10M |
| Cash and Balances due from Depository Institutions | $15.75M |
| Deposits Held in Domestic Offices | $124.30M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 10.7% |
| Net Interest Margin | 6.4% |
| Efficiency Ratio | 60.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.51% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.871% |
| Earning Assets to total Assets | 93.22% |
Income and Expense
| Total Interest Income | $2.59M |
| Total Noninterest Income | $264.00k |
| Total Interest Expense | $558.00k |
| Total Noninterest Expense | $1.38M |
| Net Interest Income | $2.03M |
| Pre-tax Net Operating Income | $398.00k |
| Provision for Credit Losses | $515.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $24.00k |
| Other borrowed funds | $150.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $993.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $663.00k |
| Total Liabilities and Capital | $138.81M |
Securities
| Securities | $4.26M |
| Available-for-sale debt securities | $4.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The State Bank of Toledo?
$138.81M as of the latest filing.
How much are The State Bank of Toledo's total deposits?
$124.30M in total deposits.
Where is The State Bank of Toledo located?
Toledo, IA.
What is the Net Interest Margin?
6.40%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1927.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$110.18M (latest filing).
What is the total interest income (latest filing)?
$2.59M.