Four Corners Community Bank

Farmington, NM
IDRSSD: 2855866
Total Assets
$605.35M
Latest filing
Total Deposits
$531.32M
Latest filing
Net Interest Margin
4.33%
Profitability

Locations

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Main Office
Four Corners Community Bank
500 W Main St
Farmington, NM 87401
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/2000FDIC Certificate 80040

Branches (5)

Page 1 of 1
NameAddressCity / State
Four Corners Community Bank (Main)500 W Main StFarmington, NM
20TH STREET BRANCH2811 E 20th StFarmington, NM
EAST MAIN STREET BRANCH5900 E Main StFarmington, NM
AZTEC BRANCH1301 W Aztec BlvdAztec, NM
DURANGO BRANCH2685 Main AveDurango, CO
THE CITIZENS STATE BANK OF CORTEZ BRANCH77 W Main StCortez, CO
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/01/2000
Community BankYes
Ownership TypeNot Mutual
ZIP87401
State and County Number35045
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameFarmington, NM

Operational Info

Number of Employees86
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/01/2000
Primary Insurance AgencyDIF
Websitewww.thebankforme.com
Data Updated11/14/2025
CERT35441
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$605.35M
Total Deposits$531.32M
Total Liabilities$551.48M
Total Equity Capital$53.87M
Net Income$1.93M
Net Loans and Leases$394.43M
Assets Per Employee ($Millions)$6.8M
Bank Premises and Fixed Assets$6.72M
Cash and Balances due from Depository Institutions$23.89M
Deposits Held in Domestic Offices$531.32M

Key Performance Ratios

Return on Assets (ROA)1.31%
Return on Equity (ROE)14.57%
Net Interest Margin4.33%
Efficiency Ratio48.26%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.44%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.899%
Earning Assets to total Assets96.06%

Income and Expense

Total Interest Income$8.67M
Total Noninterest Income$833.00k
Total Interest Expense$2.55M
Total Noninterest Expense$3.35M
Net Interest Income$6.12M
Pre-tax Net Operating Income$2.96M
Provision for Credit Losses$640.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$2.65M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$20.25M
Federal Funds Purchased and Repurchased Agreement$15.97M
All Other Liabilities$4.20M
Total Liabilities and Capital$605.35M

Securities

Securities$152.47M
Available-for-sale debt securities$137.57M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$14.90M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Four Corners Community Bank?
$605.35M as of the latest filing.
How much are Four Corners Community Bank's total deposits?
$531.32M in total deposits.
Where is Four Corners Community Bank located?
Farmington, NM.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
6.
When was it established?
03/01/2000.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$394.43M (latest filing).
What is the total interest income (latest filing)?
$8.67M.