Four Corners Community Bank
Farmington, NM
IDRSSD: 2855866
Total Assets
$605.35M
Latest filing
Total Deposits
$531.32M
Latest filing
Net Interest Margin
4.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Four Corners Community Bank
500 W Main St
Farmington, NM 87401
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/2000FDIC Certificate 80040
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Four Corners Community Bank (Main) | 500 W Main St | Farmington, NM |
| 20TH STREET BRANCH | 2811 E 20th St | Farmington, NM |
| EAST MAIN STREET BRANCH | 5900 E Main St | Farmington, NM |
| AZTEC BRANCH | 1301 W Aztec Blvd | Aztec, NM |
| DURANGO BRANCH | 2685 Main Ave | Durango, CO |
| THE CITIZENS STATE BANK OF CORTEZ BRANCH | 77 W Main St | Cortez, CO |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 87401 |
| State and County Number | 35045 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Farmington, NM |
Operational Info
| Number of Employees | 86 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/01/2000 |
| Primary Insurance Agency | DIF |
| Website | www.thebankforme.com |
| Data Updated | 11/14/2025 |
| CERT | 35441 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $605.35M |
| Total Deposits | $531.32M |
| Total Liabilities | $551.48M |
| Total Equity Capital | $53.87M |
| Net Income | $1.93M |
| Net Loans and Leases | $394.43M |
| Assets Per Employee ($Millions) | $6.8M |
| Bank Premises and Fixed Assets | $6.72M |
| Cash and Balances due from Depository Institutions | $23.89M |
| Deposits Held in Domestic Offices | $531.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 14.57% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 48.26% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.899% |
| Earning Assets to total Assets | 96.06% |
Income and Expense
| Total Interest Income | $8.67M |
| Total Noninterest Income | $833.00k |
| Total Interest Expense | $2.55M |
| Total Noninterest Expense | $3.35M |
| Net Interest Income | $6.12M |
| Pre-tax Net Operating Income | $2.96M |
| Provision for Credit Losses | $640.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.65M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $20.25M |
| Federal Funds Purchased and Repurchased Agreement | $15.97M |
| All Other Liabilities | $4.20M |
| Total Liabilities and Capital | $605.35M |
Securities
| Securities | $152.47M |
| Available-for-sale debt securities | $137.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $14.90M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Four Corners Community Bank?
$605.35M as of the latest filing.
How much are Four Corners Community Bank's total deposits?
$531.32M in total deposits.
Where is Four Corners Community Bank located?
Farmington, NM.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
6.
When was it established?
03/01/2000.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$394.43M (latest filing).
What is the total interest income (latest filing)?
$8.67M.