Four Corners Community Bank

Farmington, NM
IDRSSD: 2855866
Total Assets
$630.24M
Latest filing
Total Deposits
$545.63M
Latest filing
Net Interest Margin
4.29%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

102206728FARMINGTON, NM

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Four Corners Community Bank
500 W Main St
Farmington, NM 87401
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/2000FDIC Certificate 80040

Branches (5)

Page 1 of 1
NameAddressCity / State
Four Corners Community Bank (Main)500 W Main StFarmington, NM
20TH STREET BRANCH2811 E 20th StFarmington, NM
EAST MAIN STREET BRANCH5900 E Main StFarmington, NM
AZTEC BRANCH1301 W Aztec BlvdAztec, NM
DURANGO BRANCH2685 Main AveDurango, CO
THE CITIZENS STATE BANK OF CORTEZ BRANCH77 W Main StCortez, CO
Showing 5 of 5

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/01/2000
Community BankYes
Ownership TypeNot Mutual
ZIP87401
State and County Number35045
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameFarmington, NM

Operational Info

Number of Employees89
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/01/2000
Primary Insurance AgencyDIF
Websitewww.thebankforme.com
Data Updated01/30/2026
CERT35441
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$630.24M
Total Deposits$545.63M
Total Liabilities$574.39M
Total Equity Capital$55.84M
Net Income$2.73M
Net Loans and Leases$416.97M
Assets Per Employee ($Millions)$7.33M
Bank Premises and Fixed Assets$6.65M
Cash and Balances due from Depository Institutions$26.43M
Deposits Held in Domestic Offices$545.63M

Key Performance Ratios

Return on Assets (ROA)1.77%
Return on Equity (ROE)19.89%
Net Interest Margin4.29%
Efficiency Ratio50.65%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.31%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.861%
Earning Assets to total Assets97.23%

Income and Expense

Total Interest Income$9.07M
Total Noninterest Income$103.00k
Total Interest Expense$2.67M
Total Noninterest Expense$3.29M
Net Interest Income$6.40M
Pre-tax Net Operating Income$2.73M
Provision for Credit Losses$480.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$20.30M
Federal Funds Purchased and Repurchased Agreement$14.11M
All Other Liabilities$4.65M
Total Liabilities and Capital$630.24M

Securities

Securities$154.92M
Available-for-sale debt securities$138.39M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$16.53M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Four Corners Community Bank?
$630.24M as of the latest filing.
How much are Four Corners Community Bank's total deposits?
$545.63M in total deposits.
Where is Four Corners Community Bank located?
Farmington, NM.
What is the Net Interest Margin?
4.29%.
How many domestic offices does it operate?
6.
When was it established?
03/01/2000.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$416.97M (latest filing).
What is the total interest income (latest filing)?
$9.07M.