Shore United Bank, National Association
Easton, MD
IDRSSD: 933023
Total Assets
$6.28B
Latest filing
Total Deposits
$5.53B
Latest filing
Net Interest Margin
3.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Shore United Bank, National Association
18 E Dover St
Easton, MD 21601
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1876FDIC Certificate 3222
Branches (39)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Shore United Bank, National Association (Main) | 18 E Dover St | Easton, MD |
| TRED AVON SQUARE BRANCH | 210 Marlboro Ave | Easton, MD |
| ST. MICHAELS BRANCH | 1013 S Talbot St | St. Michaels, MD |
| ELLIOTT ROAD BRANCH | 8275 Elliott Rd | Easton, MD |
| KENT ISLAND BRANCH | 408 Thompson Creek Rd | Stevensville, MD |
| RT 213 BRANCH | 2609 Centreville Rd | Centreville, MD |
| TUCKAHOE BRANCH | 22151 Wes St | Ridgely, MD |
| MILFORD DELAWARE BRANCH | 698a N Dupont Blvd | Milford, DE |
Showing 7 of 39
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/01/1876 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 21601 |
| State and County Number | 24041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Easton, MD |
Operational Info
| Number of Employees | 610 |
| Domestic Offices | 38 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | shoreunitedbank.com |
| Data Updated | 11/14/2025 |
| CERT | 4832 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.28B |
| Total Deposits | $5.53B |
| Total Liabilities | $5.64B |
| Total Equity Capital | $639.67M |
| Net Income | $15.99M |
| Net Loans and Leases | $4.84B |
| Assets Per Employee ($Millions) | $10.55M |
| Bank Premises and Fixed Assets | $91.71M |
| Cash and Balances due from Depository Institutions | $416.74M |
| Deposits Held in Domestic Offices | $5.53B |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 10.09% |
| Net Interest Margin | 3.5% |
| Efficiency Ratio | 54.24% |
| Tier 1 Risk-Based Capital Ratio | 11.495% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.192% |
| Earning Assets to total Assets | 93.12% |
Income and Expense
| Total Interest Income | $77.19M |
| Total Noninterest Income | $7.07M |
| Total Interest Expense | $27.11M |
| Total Noninterest Expense | $33.03M |
| Net Interest Income | $50.07M |
| Pre-tax Net Operating Income | $21.11M |
| Provision for Credit Losses | $2.99M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $120.00k |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $54.00M |
| Total Liabilities and Capital | $6.28B |
Securities
| Securities | $621.27M |
| Available-for-sale debt securities | $181.72M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $433.54M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Shore United Bank, National Association?
$6.28B as of the latest filing.
How much are Shore United Bank, National Association's total deposits?
$5.53B in total deposits.
Where is Shore United Bank, National Association located?
Easton, MD.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
38.
When was it established?
06/01/1876.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$4.84B (latest filing).
What is the total interest income (latest filing)?
$77.19M.