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Savannah Bank National Association

Savannah, NY
IDRSSD: 647414
Total Assets
$186.31M
Latest filing
Total Deposits
$168.81M
Latest filing
Net Interest Margin
2.96%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1925
Community BankYes
Ownership TypeNot Mutual
ZIP13146
State and County Number36117
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number02
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameRochester, NY

Operational Info

Number of Employees33
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/21/1934
Primary Insurance AgencyDIF
Websitehttp://www.savannahbankny.com
Data Updated11/14/2025
CERT14619
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$186.31M
Total Deposits$168.81M
Total Liabilities$172.68M
Total Equity Capital$13.63M
Net Income$244.00k
Net Loans and Leases$91.71M
Assets Per Employee ($Millions)$5.65M
Bank Premises and Fixed Assets$1.51M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$168.81M

Key Performance Ratios

Return on Assets (ROA)0.52%
Return on Equity (ROE)7.41%
Net Interest Margin2.96%
Efficiency Ratio83.24%
Tier 1 Risk-Based Capital Ratio16.95%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.314%
Earning Assets to total Assets96.84%

Income and Expense

Total Interest Income$2.26M
Total Noninterest Income$90.00k
Total Interest Expense$910.00k
Total Noninterest Expense$1.20M
Net Interest Income$1.35M
Pre-tax Net Operating Income$241.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$163.00k
Federal Funds Purchased and Repurchased Agreement$3.49M
All Other Liabilities$379.00k
Total Liabilities and Capital$186.31M

Securities

Securities$69.86M
Available-for-sale debt securities$66.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.86M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Savannah Bank National Association?
$186.31M as of the latest filing.
How much are Savannah Bank National Association's total deposits?
$168.81M in total deposits.
Where is Savannah Bank National Association located?
Savannah, NY.
What is the Net Interest Margin?
2.96%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
0.52%.
How much are total loans and leases?
$91.71M (latest filing).
What is the total interest income (latest filing)?
$2.26M.