Prairie Bank of Kansas
Stafford, KS
IDRSSD: 48057
Total Assets
$133.60M
Latest filing
Total Deposits
$121.72M
Latest filing
Net Interest Margin
3.63%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67578 |
| State and County Number | 20185 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/18/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 4775 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $133.60M |
| Total Deposits | $121.72M |
| Total Liabilities | $122.36M |
| Total Equity Capital | $11.23M |
| Net Income | $-290,000 |
| Net Loans and Leases | $80.95M |
| Assets Per Employee ($Millions) | $5.81M |
| Bank Premises and Fixed Assets | $2.11M |
| Cash and Balances due from Depository Institutions | $2.46M |
| Deposits Held in Domestic Offices | $121.72M |
Key Performance Ratios
| Return on Assets (ROA) | -0.86% |
| Return on Equity (ROE) | -10.25% |
| Net Interest Margin | 3.63% |
| Efficiency Ratio | 132.75% |
| Tier 1 Risk-Based Capital Ratio | 11.807% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.407% |
| Earning Assets to total Assets | 93.3% |
Income and Expense
| Total Interest Income | $1.65M |
| Total Noninterest Income | $60.00k |
| Total Interest Expense | $512.00k |
| Total Noninterest Expense | $1.59M |
| Net Interest Income | $1.14M |
| Pre-tax Net Operating Income | $-393,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $15.45M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $645.00k |
| Total Liabilities and Capital | $133.60M |
Securities
| Securities | $27.40M |
| Available-for-sale debt securities | $27.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Prairie Bank of Kansas?
$133.60M as of the latest filing.
How much are Prairie Bank of Kansas's total deposits?
$121.72M in total deposits.
Where is Prairie Bank of Kansas located?
Stafford, KS.
What is the Net Interest Margin?
3.63%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
-0.86%.
How much are total loans and leases?
$80.95M (latest filing).
What is the total interest income (latest filing)?
$1.65M.