Bison State Bank

Bison, KS
IDRSSD: 354
Total Assets
$119.04M
Latest filing
Total Deposits
$90.79M
Latest filing
Net Interest Margin
4.35%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1901
Community BankYes
Ownership TypeNot Mutual
ZIP67520
State and County Number20165
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees39
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/21/1934
Primary Insurance AgencyDIF
Websitewww.bisonstatebank.com
Data Updated11/14/2025
CERT14083
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$119.04M
Total Deposits$90.79M
Total Liabilities$108.18M
Total Equity Capital$10.86M
Net Income$440.00k
Net Loans and Leases$91.70M
Assets Per Employee ($Millions)$2.98M
Bank Premises and Fixed Assets$4.83M
Cash and Balances due from Depository Institutions$1.44M
Deposits Held in Domestic Offices$90.79M

Key Performance Ratios

Return on Assets (ROA)1.6%
Return on Equity (ROE)17.19%
Net Interest Margin4.35%
Efficiency Ratio73.95%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.45%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.125%
Earning Assets to total Assets92.63%

Income and Expense

Total Interest Income$1.80M
Total Noninterest Income$1.54M
Total Interest Expense$696.00k
Total Noninterest Expense$1.96M
Net Interest Income$1.11M
Pre-tax Net Operating Income$566.00k
Provision for Credit Losses$124.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$16.50M
Federal Funds Sold & Reverse Repurchase Agreement$15.76M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$888.00k
Total Liabilities and Capital$119.04M

Securities

Securities$2.23M
Available-for-sale debt securities$2.23M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bison State Bank?
$119.04M as of the latest filing.
How much are Bison State Bank's total deposits?
$90.79M in total deposits.
Where is Bison State Bank located?
Bison, KS.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$91.70M (latest filing).
What is the total interest income (latest filing)?
$1.80M.