Elk State Bank
Clyde, KS
IDRSSD: 679451
Total Assets
$138.86M
Latest filing
Total Deposits
$100.38M
Latest filing
Net Interest Margin
2.84%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101103754CLYDE, KS
Key People
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Locations
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Main Office
Elk State Bank
328 Washington St
Clyde, KS 66938
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1896FDIC Certificate 9606
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Elk State Bank (Main) | 328 Washington St | Clyde, KS |
| THE ELK STATE BANK | 1702 Lincoln St | Concordia, KS |
| BAILEYVILLE BRANCH | 611 N 2nd St | Seneca, KS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66938 |
| State and County Number | 20029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/21/1935 |
| Primary Insurance Agency | DIF |
| Website | www.elkstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 15259 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $138.86M |
| Total Deposits | $100.38M |
| Total Liabilities | $128.96M |
| Total Equity Capital | $9.90M |
| Net Income | $127.00k |
| Net Loans and Leases | $75.30M |
| Assets Per Employee ($Millions) | $8.17M |
| Bank Premises and Fixed Assets | $1.44M |
| Cash and Balances due from Depository Institutions | $2.17M |
| Deposits Held in Domestic Offices | $100.38M |
Key Performance Ratios
| Return on Assets (ROA) | 0.37% |
| Return on Equity (ROE) | 5.14% |
| Net Interest Margin | 2.84% |
| Efficiency Ratio | 83.96% |
| Tier 1 Risk-Based Capital Ratio | 14.01% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.127% |
| Earning Assets to total Assets | 94.61% |
Income and Expense
| Total Interest Income | $1.64M |
| Total Noninterest Income | $62.00k |
| Total Interest Expense | $726.00k |
| Total Noninterest Expense | $822.00k |
| Net Interest Income | $917.00k |
| Pre-tax Net Operating Income | $159.00k |
| Provision for Credit Losses | $-2,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.50M |
| All Other Liabilities | $585.00k |
| Total Liabilities and Capital | $138.86M |
Securities
| Securities | $56.04M |
| Available-for-sale debt securities | $23.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $32.05M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Elk State Bank?
$138.86M as of the latest filing.
How much are Elk State Bank's total deposits?
$100.38M in total deposits.
Where is Elk State Bank located?
Clyde, KS.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
0.37%.
How much are total loans and leases?
$75.30M (latest filing).
What is the total interest income (latest filing)?
$1.64M.