HomeTown Bank
Carver, MN
IDRSSD: 788773
Total Assets
$649.15M
Latest filing
Total Deposits
$586.24M
Latest filing
Net Interest Margin
3.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
HomeTown Bank
1600 Monroe Drive
Carver, MN 55315
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1924FDIC Certificate 43862
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| HomeTown Bank (Main) | 1600 Monroe Drive | Carver, MN |
| HENDERSON BRANCH | 409 Main St | Henderson, MN |
| CLEVELAND BRANCH | 326 Broadway St | Cleveland, MN |
| LE SUEUR BRANCH | 309 N Main St | Le Sueur, MN |
| JORDAN BRANCH | 101 Creek Ln S | Jordan, MN |
| 1115 WEST LINCOLN BRANCH | 1115 W Lincoln Ave | Olivia, MN |
| REDWOOD FALLS BRANCH | 1000 E Cook St | Redwood Falls, MN |
| WACONIA BRANCH | 641 Marketplace Dr | Waconia, MN |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1924 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55315 |
| State and County Number | 27019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/04/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.myht.bank |
| Data Updated | 11/14/2025 |
| CERT | 31028 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $649.15M |
| Total Deposits | $586.24M |
| Total Liabilities | $600.77M |
| Total Equity Capital | $48.39M |
| Net Income | $1.34M |
| Net Loans and Leases | $427.11M |
| Assets Per Employee ($Millions) | $4.64M |
| Bank Premises and Fixed Assets | $20.08M |
| Cash and Balances due from Depository Institutions | $22.14M |
| Deposits Held in Domestic Offices | $586.24M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 11.4% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 68.97% |
| Tier 1 Risk-Based Capital Ratio | 11.642% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.454% |
| Earning Assets to total Assets | 92.5% |
Income and Expense
| Total Interest Income | $7.96M |
| Total Noninterest Income | $903.00k |
| Total Interest Expense | $2.20M |
| Total Noninterest Expense | $4.60M |
| Net Interest Income | $5.76M |
| Pre-tax Net Operating Income | $1.87M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.71M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.82M |
| Total Liabilities and Capital | $649.15M |
Securities
| Securities | $154.84M |
| Available-for-sale debt securities | $154.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HomeTown Bank?
$649.15M as of the latest filing.
How much are HomeTown Bank's total deposits?
$586.24M in total deposits.
Where is HomeTown Bank located?
Carver, MN.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$427.11M (latest filing).
What is the total interest income (latest filing)?
$7.96M.