Alliance Bank
Lake City, MN
IDRSSD: 166652
Total Assets
$757.77M
Latest filing
Total Deposits
$666.40M
Latest filing
Net Interest Margin
3.65%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Alliance Bank
105 E Lyon Ave
Lake City, MN 55041
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1867FDIC Certificate 7027
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Alliance Bank (Main) | 105 E Lyon Ave | Lake City, MN |
| NEW ULM BRANCH | 322 N Minnesota St | New Ulm, MN |
| ST. PAUL BRANCH | 30 East Seventh Street | Saint Paul, MN |
| MADELIA BRANCH | 20 W Main St | Madelia, MN |
| RED WING BRANCH | 840 Technology Dr | Red Wing, MN |
| HANSKA BRANCH | 112 Broadway | Hanska, MN |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1867 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55041 |
| State and County Number | 27157 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rochester, MN |
Operational Info
| Number of Employees | 102 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.alliancebanks.com |
| Data Updated | 01/30/2026 |
| CERT | 10973 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $757.77M |
| Total Deposits | $666.40M |
| Total Liabilities | $679.45M |
| Total Equity Capital | $78.32M |
| Net Income | $1.97M |
| Net Loans and Leases | $573.02M |
| Assets Per Employee ($Millions) | $7.65M |
| Bank Premises and Fixed Assets | $8.03M |
| Cash and Balances due from Depository Institutions | $75.41M |
| Deposits Held in Domestic Offices | $666.40M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 10.24% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 62.38% |
| Tier 1 Risk-Based Capital Ratio | 12.564% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.336% |
| Earning Assets to total Assets | 96.78% |
Income and Expense
| Total Interest Income | $10.08M |
| Total Noninterest Income | $856.00k |
| Total Interest Expense | $3.40M |
| Total Noninterest Expense | $4.71M |
| Net Interest Income | $6.69M |
| Pre-tax Net Operating Income | $2.84M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.19M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.85M |
| Total Liabilities and Capital | $757.77M |
Securities
| Securities | $88.45M |
| Available-for-sale debt securities | $87.58M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $867.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Alliance Bank?
$757.77M as of the latest filing.
How much are Alliance Bank's total deposits?
$666.40M in total deposits.
Where is Alliance Bank located?
Lake City, MN.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1867.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$573.02M (latest filing).
What is the total interest income (latest filing)?
$10.08M.