The Pineries Bank

Stevens Point, WI
IDRSSD: 674344
Total Assets
$146.93M
Latest filing
Total Deposits
$128.89M
Latest filing
Net Interest Margin
3.40%
Profitability

Locations

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Main Office
The Pineries Bank
3601 Main St
Stevens Point, WI 54481
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1906FDIC Certificate 6122

Branches (0)

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NameAddressCity / State
No branch data available.
The Pineries Bank (Main)3601 Main StStevens Point, WI

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/01/1906
Community BankYes
Ownership TypeNot Mutual
ZIP54481
State and County Number55097
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameStevens Point, WI

Operational Info

Number of Employees12
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.pineries.com
Data Updated11/14/2025
CERT9526
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$146.93M
Total Deposits$128.89M
Total Liabilities$130.79M
Total Equity Capital$16.14M
Net Income$567.00k
Net Loans and Leases$90.62M
Assets Per Employee ($Millions)$12.24M
Bank Premises and Fixed Assets$2.45M
Cash and Balances due from Depository Institutions$43.21M
Deposits Held in Domestic Offices$128.89M

Key Performance Ratios

Return on Assets (ROA)1.55%
Return on Equity (ROE)14.22%
Net Interest Margin3.4%
Efficiency Ratio53.92%
Tier 1 Risk-Based Capital Ratio22.027%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.982%
Earning Assets to total Assets94.56%

Income and Expense

Total Interest Income$1.73M
Total Noninterest Income$75.00k
Total Interest Expense$572.00k
Total Noninterest Expense$667.00k
Net Interest Income$1.16M
Pre-tax Net Operating Income$567.00k
Provision for Credit Losses$3.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$351.00k
Federal Funds Sold & Reverse Repurchase Agreement$750.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.55M
Total Liabilities and Capital$146.93M

Securities

Securities$5.42M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$5.42M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Pineries Bank?
$146.93M as of the latest filing.
How much are The Pineries Bank's total deposits?
$128.89M in total deposits.
Where is The Pineries Bank located?
Stevens Point, WI.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
1.
When was it established?
06/01/1906.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$90.62M (latest filing).
What is the total interest income (latest filing)?
$1.73M.