The Peoples National Bank of Checotah
Checotah, OK
IDRSSD: 942454
Total Assets
$169.06M
Latest filing
Total Deposits
$136.67M
Latest filing
Net Interest Margin
3.26%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103109264CHECOTAH, OK
Key People
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Locations
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Main Office
The Peoples National Bank of Checotah
300 W Gentry Ave
Checotah, OK 74426
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1911FDIC Certificate 2634
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples National Bank of Checotah (Main) | 300 W Gentry Ave | Checotah, OK |
| DRIVE-IN BRANCH | 310 N Broadway St | Checotah, OK |
| WAL-MART BRANCH | 131 S Paul Carr Dr | Checotah, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74426 |
| State and County Number | 40091 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2020 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.peoplesok.com/ |
| Data Updated | 01/30/2026 |
| CERT | 4059 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $169.06M |
| Total Deposits | $136.67M |
| Total Liabilities | $141.56M |
| Total Equity Capital | $27.50M |
| Net Income | $516.00k |
| Net Loans and Leases | $45.68M |
| Assets Per Employee ($Millions) | $4.97M |
| Bank Premises and Fixed Assets | $858.00k |
| Cash and Balances due from Depository Institutions | $14.20M |
| Deposits Held in Domestic Offices | $136.67M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 7.49% |
| Net Interest Margin | 3.26% |
| Efficiency Ratio | 61.89% |
| Tier 1 Risk-Based Capital Ratio | 42.985% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.268% |
| Earning Assets to total Assets | 93.95% |
Income and Expense
| Total Interest Income | $1.83M |
| Total Noninterest Income | $335.00k |
| Total Interest Expense | $558.00k |
| Total Noninterest Expense | $997.00k |
| Net Interest Income | $1.28M |
| Pre-tax Net Operating Income | $514.00k |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.49M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.89M |
| Total Liabilities and Capital | $169.06M |
Securities
| Securities | $93.37M |
| Available-for-sale debt securities | $93.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples National Bank of Checotah?
$169.06M as of the latest filing.
How much are The Peoples National Bank of Checotah's total deposits?
$136.67M in total deposits.
Where is The Peoples National Bank of Checotah located?
Checotah, OK.
What is the Net Interest Margin?
3.26%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$45.68M (latest filing).
What is the total interest income (latest filing)?
$1.83M.