The Peoples Bank
Marion, KY
IDRSSD: 446149
Total Assets
$133.87M
Latest filing
Total Deposits
$118.56M
Latest filing
Net Interest Margin
4.16%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Bank
116 S Main St
Marion, KY 42064
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1946FDIC Certificate 10745
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Bank (Main) | 116 S Main St | Marion, KY |
| MARION DRIVE THRU SALES CENTER | 326 N Main St | Marion, KY |
| THE PEOPLES BANK GLASGOW SALES CENTER | 1300 W Main St | Glasgow, KY |
| CAVE CITY BRANCH | 600 Mammoth Cave Street | Cave City, KY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/01/1946 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42064 |
| State and County Number | 21055 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/25/1947 |
| Primary Insurance Agency | DIF |
| Website | www.thepeoplesbank-ky.com |
| Data Updated | 01/30/2026 |
| CERT | 16603 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $133.87M |
| Total Deposits | $118.56M |
| Total Liabilities | $119.02M |
| Total Equity Capital | $14.85M |
| Net Income | $174.00k |
| Net Loans and Leases | $103.97M |
| Assets Per Employee ($Millions) | $4.96M |
| Bank Premises and Fixed Assets | $4.94M |
| Cash and Balances due from Depository Institutions | $4.90M |
| Deposits Held in Domestic Offices | $118.56M |
Key Performance Ratios
| Return on Assets (ROA) | 0.53% |
| Return on Equity (ROE) | 4.75% |
| Net Interest Margin | 4.16% |
| Efficiency Ratio | 79.09% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.093% |
| Earning Assets to total Assets | 90.92% |
Income and Expense
| Total Interest Income | $1.99M |
| Total Noninterest Income | $141.00k |
| Total Interest Expense | $741.00k |
| Total Noninterest Expense | $1.10M |
| Net Interest Income | $1.25M |
| Pre-tax Net Operating Income | $245.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $454.00k |
| Other borrowed funds | $215.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.78M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $245.00k |
| Total Liabilities and Capital | $133.87M |
Securities
| Securities | $5.05M |
| Available-for-sale debt securities | $5.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank?
$133.87M as of the latest filing.
How much are The Peoples Bank's total deposits?
$118.56M in total deposits.
Where is The Peoples Bank located?
Marion, KY.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
4.
When was it established?
10/01/1946.
What is the Return on Assets (ROA)?
0.53%.
How much are total loans and leases?
$103.97M (latest filing).
What is the total interest income (latest filing)?
$1.99M.