The Peoples Bank, Biloxi, Mississippi

Biloxi, MS
IDRSSD: 870539
Total Assets
$757.71M
Latest filing
Total Deposits
$637.88M
Latest filing
Net Interest Margin
2.67%
Profitability

Locations

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Main Office
The Peoples Bank, Biloxi, Mississippi
152 Lameuse St
Biloxi, MS 39530
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/13/1896FDIC Certificate 270

Branches (17)

Page 1 of 3
NameAddressCity / State
The Peoples Bank, Biloxi, Mississippi (Main)152 Lameuse StBiloxi, MS
MONEY CENTER727 Howard AveBiloxi, MS
D'IBERVLLE BRANCH10491 Lemoyne BlvdDiberville, MS
WEST BILOXI BRANCH2560 Pass RdBiloxi, MS
OCEAN SPRINGS BRANCH2015 Bienville BlvdOcean Springs, MS
DIAMONHEAD BRANCH5429 W Aloha DrBay St. Louis, MS
SAUCIER BRANCH17689 2nd StSaucier, MS
WIGGINS BRANCH1312 Magnolia Dr SWiggins, MS
Showing 7 of 17

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/13/1896
Community BankYes
Ownership TypeNot Mutual
ZIP39530
State and County Number28047
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameGulfport-Biloxi, MS

Operational Info

Number of Employees134
Domestic Offices18
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitethepeoples.com
Data Updated11/14/2025
CERT340
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$757.71M
Total Deposits$637.88M
Total Liabilities$658.51M
Total Equity Capital$99.20M
Net Income$668.00k
Net Loans and Leases$249.74M
Assets Per Employee ($Millions)$5.61M
Bank Premises and Fixed Assets$17.77M
Cash and Balances due from Depository Institutions$41.90M
Deposits Held in Domestic Offices$637.88M

Key Performance Ratios

Return on Assets (ROA)0.35%
Return on Equity (ROE)2.74%
Net Interest Margin2.67%
Efficiency Ratio87.29%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.092%
Earning Assets to total Assets90.51%

Income and Expense

Total Interest Income$6.91M
Total Noninterest Income$1.92M
Total Interest Expense$2.33M
Total Noninterest Expense$5.69M
Net Interest Income$4.58M
Pre-tax Net Operating Income$810.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$20.63M
Total Liabilities and Capital$757.71M

Securities

Securities$407.91M
Available-for-sale debt securities$312.46M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$95.49M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Peoples Bank, Biloxi, Mississippi?
$757.71M as of the latest filing.
How much are The Peoples Bank, Biloxi, Mississippi's total deposits?
$637.88M in total deposits.
Where is The Peoples Bank, Biloxi, Mississippi located?
Biloxi, MS.
What is the Net Interest Margin?
2.67%.
How many domestic offices does it operate?
18.
When was it established?
04/13/1896.
What is the Return on Assets (ROA)?
0.35%.
How much are total loans and leases?
$249.74M (latest filing).
What is the total interest income (latest filing)?
$6.91M.