Murphy-Wall State Bank and Trust Company
Pinckneyville, IL
IDRSSD: 478140
Total Assets
$210.36M
Latest filing
Total Deposits
$189.40M
Latest filing
Net Interest Margin
4.49%
Profitability
Key People
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Locations
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Main Office
Murphy-Wall State Bank and Trust Company
105 E Water St
Pinckneyville, IL 62274
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/01/1874FDIC Certificate 6948
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Murphy-Wall State Bank and Trust Company (Main) | 105 E Water St | Pinckneyville, IL |
| MURPHYSBORO BRANCH | 105 N Williams St | Murphysboro, IL |
| CARTERVILLE FACILITY BRANCH | 107 W Commercial Dr | Carterville, IL |
| MARION BRANCH | 2611 Blue Heron Dr | Marion, IL |
| ELKVILLE BRANCH | 110 S 4th St | Elkville, IL |
| OAKDALE STATE BANK BRANCH | 86 N Weigh St | Oakdale, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/1874 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62274 |
| State and County Number | 17145 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.murphywall.com |
| Data Updated | 01/30/2026 |
| CERT | 10860 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $210.36M |
| Total Deposits | $189.40M |
| Total Liabilities | $190.04M |
| Total Equity Capital | $20.32M |
| Net Income | $-1,318,000 |
| Net Loans and Leases | $129.76M |
| Assets Per Employee ($Millions) | $3.63M |
| Bank Premises and Fixed Assets | $3.63M |
| Cash and Balances due from Depository Institutions | $24.02M |
| Deposits Held in Domestic Offices | $189.40M |
Key Performance Ratios
| Return on Assets (ROA) | -2.55% |
| Return on Equity (ROE) | -25.18% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 68.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 5.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.66% |
| Earning Assets to total Assets | 91.65% |
Income and Expense
| Total Interest Income | $2.57M |
| Total Noninterest Income | $300.00k |
| Total Interest Expense | $428.00k |
| Total Noninterest Expense | $1.68M |
| Net Interest Income | $2.14M |
| Pre-tax Net Operating Income | $-1,877,000 |
| Provision for Credit Losses | $2.64M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $183.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.79M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $636.00k |
| Total Liabilities and Capital | $210.36M |
Securities
| Securities | $44.43M |
| Available-for-sale debt securities | $43.51M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $811.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Murphy-Wall State Bank and Trust Company?
$210.36M as of the latest filing.
How much are Murphy-Wall State Bank and Trust Company's total deposits?
$189.40M in total deposits.
Where is Murphy-Wall State Bank and Trust Company located?
Pinckneyville, IL.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
6.
When was it established?
11/01/1874.
What is the Return on Assets (ROA)?
-2.55%.
How much are total loans and leases?
$129.76M (latest filing).
What is the total interest income (latest filing)?
$2.57M.