Miners Exchange Bank
Coeburn, VA
IDRSSD: 711520
Total Assets
$95.16M
Latest filing
Total Deposits
$82.20M
Latest filing
Net Interest Margin
5.40%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Miners Exchange Bank
483 Front St W
Coeburn, VA 24230
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/08/1982FDIC Certificate 16730
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Miners Exchange Bank (Main) | 483 Front St W | Coeburn, VA |
| NORTON BRANCH | 1470 Park Ave., Nw Norton Square Shopping Center, Route 58 | Norton, VA |
| ST. PAUL BRANCH | 16421 Wise St., Riverside Shopping Center | Saint Paul, VA |
| APPALACHIA BRANCH | 104 Depot St | Appalachia, VA |
| WISE BRANCH | 309 Vanover Ave Ne | Wise, VA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/08/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24230 |
| State and County Number | 51195 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Big Stone Gap, VA |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/08/1982 |
| Primary Insurance Agency | DIF |
| Website | www.mymeb.com |
| Data Updated | 01/30/2026 |
| CERT | 23989 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $95.16M |
| Total Deposits | $82.20M |
| Total Liabilities | $83.89M |
| Total Equity Capital | $11.26M |
| Net Income | $74.00k |
| Net Loans and Leases | $57.72M |
| Assets Per Employee ($Millions) | $2.21M |
| Bank Premises and Fixed Assets | $1.93M |
| Cash and Balances due from Depository Institutions | $6.22M |
| Deposits Held in Domestic Offices | $82.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.32% |
| Return on Equity (ROE) | 2.65% |
| Net Interest Margin | 5.4% |
| Efficiency Ratio | 91.67% |
| Tier 1 Risk-Based Capital Ratio | 20.896% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.837% |
| Earning Assets to total Assets | 89.23% |
Income and Expense
| Total Interest Income | $1.32M |
| Total Noninterest Income | $137.00k |
| Total Interest Expense | $193.00k |
| Total Noninterest Expense | $1.16M |
| Net Interest Income | $1.12M |
| Pre-tax Net Operating Income | $94.00k |
| Provision for Credit Losses | $11.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $335.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.11M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.69M |
| Total Liabilities and Capital | $95.16M |
Securities
| Securities | $18.07M |
| Available-for-sale debt securities | $18.07M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Miners Exchange Bank?
$95.16M as of the latest filing.
How much are Miners Exchange Bank's total deposits?
$82.20M in total deposits.
Where is Miners Exchange Bank located?
Coeburn, VA.
What is the Net Interest Margin?
5.40%.
How many domestic offices does it operate?
5.
When was it established?
07/08/1982.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$57.72M (latest filing).
What is the total interest income (latest filing)?
$1.32M.