The Blue Grass Valley Bank
Blue Grass, VA
IDRSSD: 755421
Total Assets
$59.54M
Latest filing
Total Deposits
$53.28M
Latest filing
Net Interest Margin
3.43%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Blue Grass Valley Bank
2583 Blue Grass Valley Rd
Blue Grass, VA 24413
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/02/1915FDIC Certificate 5527
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Blue Grass Valley Bank (Main) | 2583 Blue Grass Valley Rd | Blue Grass, VA |
| MONTEREY BRANCH | East Main Street | Monterey, VA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/02/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24413 |
| State and County Number | 51091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bluegrassvalleybank.com |
| Data Updated | 11/14/2025 |
| CERT | 8672 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $59.54M |
| Total Deposits | $53.28M |
| Total Liabilities | $53.54M |
| Total Equity Capital | $6.00M |
| Net Income | $93.00k |
| Net Loans and Leases | $35.84M |
| Assets Per Employee ($Millions) | $5.95M |
| Bank Premises and Fixed Assets | $498.00k |
| Cash and Balances due from Depository Institutions | $9.90M |
| Deposits Held in Domestic Offices | $53.28M |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 6.24% |
| Net Interest Margin | 3.43% |
| Efficiency Ratio | 76.12% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.082% |
| Earning Assets to total Assets | 90.69% |
Income and Expense
| Total Interest Income | $711.00k |
| Total Noninterest Income | $33.00k |
| Total Interest Expense | $254.00k |
| Total Noninterest Expense | $373.00k |
| Net Interest Income | $457.00k |
| Pre-tax Net Operating Income | $117.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $256.00k |
| Total Liabilities and Capital | $59.54M |
Securities
| Securities | $12.68M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.68M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Blue Grass Valley Bank?
$59.54M as of the latest filing.
How much are The Blue Grass Valley Bank's total deposits?
$53.28M in total deposits.
Where is The Blue Grass Valley Bank located?
Blue Grass, VA.
What is the Net Interest Margin?
3.43%.
How many domestic offices does it operate?
2.
When was it established?
12/02/1915.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$35.84M (latest filing).
What is the total interest income (latest filing)?
$711.00k.