The First National Bank of McConnelsville
Mcconnelsville, OH
IDRSSD: 44929
Total Assets
$200.28M
Latest filing
Total Deposits
$177.59M
Latest filing
Net Interest Margin
3.85%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of McConnelsville
86 N Kennebec Ave
Mcconnelsville, OH 43756
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1863FDIC Certificate 4447
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of McConnelsville (Main) | 86 N Kennebec Ave | Mcconnelsville, OH |
| GLOUSTER BRANCH | 22 Toledo St | Glouster, OH |
| STOCKPORT BRANCH | 1820 Broadway St | Stockport, OH |
| 11 PUBLIC SQUARE BRANCH | 11 Public Sq | Nelsonville, OH |
| THE JUNCTION CITY BRANCH | 107 W Main St | Junction City, OH |
| ATHENS BRANCH | 1012 E State St | Athens, OH |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/01/1863 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43756 |
| State and County Number | 39115 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.first-national.com |
| Data Updated | 11/14/2025 |
| CERT | 6637 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $200.28M |
| Total Deposits | $177.59M |
| Total Liabilities | $179.00M |
| Total Equity Capital | $21.28M |
| Net Income | $492.00k |
| Net Loans and Leases | $107.49M |
| Assets Per Employee ($Millions) | $4.01M |
| Bank Premises and Fixed Assets | $2.48M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $177.59M |
Key Performance Ratios
| Return on Assets (ROA) | 0.98% |
| Return on Equity (ROE) | 9.46% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 68.01% |
| Tier 1 Risk-Based Capital Ratio | 18.807% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.624% |
| Earning Assets to total Assets | 91.23% |
Income and Expense
| Total Interest Income | $2.21M |
| Total Noninterest Income | $294.00k |
| Total Interest Expense | $439.00k |
| Total Noninterest Expense | $1.40M |
| Net Interest Income | $1.77M |
| Pre-tax Net Operating Income | $613.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.74M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.42M |
| Total Liabilities and Capital | $200.28M |
Securities
| Securities | $50.19M |
| Available-for-sale debt securities | $50.19M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of McConnelsville?
$200.28M as of the latest filing.
How much are The First National Bank of McConnelsville's total deposits?
$177.59M in total deposits.
Where is The First National Bank of McConnelsville located?
Mcconnelsville, OH.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
6.
When was it established?
07/01/1863.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$107.49M (latest filing).
What is the total interest income (latest filing)?
$2.21M.