Liberty Capital Bank
Addison, TX
IDRSSD: 3690121
Total Assets
$747.27M
Latest filing
Total Deposits
$657.73M
Latest filing
Net Interest Margin
10.23%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111925935ADDISON, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Capital Bank
5055 Keller Springs Rd
Addison, TX 75001
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/15/2008FDIC Certificate 470379
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Liberty Capital Bank (Main) | 5055 Keller Springs Rd | Addison, TX |
| CROSS PLAINS BRANCH | 101 N Main St | Cross Plains, TX |
| LEON SPRINGS - BRANCH | 25060 Ih 10 W | San Antonio, TX |
| MENGER SPRINGS BRANCH | 1100 Grand Blvd | Boerne, TX |
| TEXAS HERITAGE BANK BRANCH | 1208 S Main St | Boerne, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/15/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75001 |
| State and County Number | 48113 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 09/15/2008 |
| Primary Insurance Agency | DIF |
| Website | libertycapital.bank |
| Data Updated | 01/30/2026 |
| CERT | 58852 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $747.27M |
| Total Deposits | $657.73M |
| Total Liabilities | $664.39M |
| Total Equity Capital | $82.88M |
| Net Income | $3.70M |
| Net Loans and Leases | $594.42M |
| Assets Per Employee ($Millions) | $10.24M |
| Bank Premises and Fixed Assets | $5.55M |
| Cash and Balances due from Depository Institutions | $124.81M |
| Deposits Held in Domestic Offices | $657.73M |
Key Performance Ratios
| Return on Assets (ROA) | 2.37% |
| Return on Equity (ROE) | 21.84% |
| Net Interest Margin | 10.23% |
| Efficiency Ratio | 59.38% |
| Tier 1 Risk-Based Capital Ratio | 12.764% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.45% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.091% |
| Earning Assets to total Assets | 97.17% |
Income and Expense
| Total Interest Income | $21.09M |
| Total Noninterest Income | $765.00k |
| Total Interest Expense | $5.53M |
| Total Noninterest Expense | $10.38M |
| Net Interest Income | $15.56M |
| Pre-tax Net Operating Income | $3.70M |
| Provision for Credit Losses | $2.26M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.66M |
| Total Liabilities and Capital | $747.27M |
Securities
| Securities | $9.58M |
| Available-for-sale debt securities | $9.58M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Capital Bank?
$747.27M as of the latest filing.
How much are Liberty Capital Bank's total deposits?
$657.73M in total deposits.
Where is Liberty Capital Bank located?
Addison, TX.
What is the Net Interest Margin?
10.23%.
How many domestic offices does it operate?
1.
When was it established?
09/15/2008.
What is the Return on Assets (ROA)?
2.37%.
How much are total loans and leases?
$594.42M (latest filing).
What is the total interest income (latest filing)?
$21.09M.