Embassy National Bank
Lawrenceville, GA
IDRSSD: 3482045
Total Assets
$232.78M
Latest filing
Total Deposits
$204.33M
Latest filing
Net Interest Margin
4.75%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Embassy National Bank
1817 N Brown Rd
Lawrenceville, GA 30043
Full Service - Brick and Mortar
Updated 04/10/2026Established 03/05/2007FDIC Certificate 451152
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Embassy National Bank (Main) | 1817 N Brown Rd | Lawrenceville, GA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/05/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30043 |
| State and County Number | 13135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/05/2007 |
| Primary Insurance Agency | DIF |
| Website | www.embassynationalbank.com |
| Data Updated | 04/10/2026 |
| CERT | 58413 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $232.78M |
| Total Deposits | $204.33M |
| Total Liabilities | $208.69M |
| Total Equity Capital | $24.08M |
| Net Income | $875.00k |
| Net Loans and Leases | $167.47M |
| Assets Per Employee ($Millions) | $8.62M |
| Bank Premises and Fixed Assets | $3.00M |
| Cash and Balances due from Depository Institutions | $32.38M |
| Deposits Held in Domestic Offices | $204.33M |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 14.7% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 59.24% |
| Tier 1 Risk-Based Capital Ratio | 13.474% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.346% |
| Earning Assets to total Assets | 95.39% |
Income and Expense
| Total Interest Income | $3.85M |
| Total Noninterest Income | $446.00k |
| Total Interest Expense | $1.31M |
| Total Noninterest Expense | $1.77M |
| Net Interest Income | $2.54M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.74M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.37M |
| Total Liabilities and Capital | $232.78M |
Securities
| Securities | $22.21M |
| Available-for-sale debt securities | $22.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Embassy National Bank?
$232.78M as of the latest filing.
How much are Embassy National Bank's total deposits?
$204.33M in total deposits.
Where is Embassy National Bank located?
Lawrenceville, GA.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
1.
When was it established?
03/05/2007.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$167.47M (latest filing).
What is the total interest income (latest filing)?
$3.85M.