The Kansas State Bank
Ottawa, KS
IDRSSD: 287959
Total Assets
$211.72M
Latest filing
Total Deposits
$192.04M
Latest filing
Net Interest Margin
3.29%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Kansas State Bank
236 N Main St
Ottawa, KS 66067
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/20/1917FDIC Certificate 6724
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Kansas State Bank (Main) | 236 N Main St | Ottawa, KS |
| DETACHED FACILITY | 1314 S Main St | Ottawa, KS |
| BALDWIN CITY BRANCH | 602 Ames St | Baldwin City, KS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/20/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66067 |
| State and County Number | 20059 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Ottawa, KS |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.MyKansasStateBank.com |
| Data Updated | 01/30/2026 |
| CERT | 10505 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $211.72M |
| Total Deposits | $192.04M |
| Total Liabilities | $194.23M |
| Total Equity Capital | $17.49M |
| Net Income | $478.00k |
| Net Loans and Leases | $78.58M |
| Assets Per Employee ($Millions) | $6.42M |
| Bank Premises and Fixed Assets | $1.57M |
| Cash and Balances due from Depository Institutions | $13.09M |
| Deposits Held in Domestic Offices | $192.04M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 10.78% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 61.56% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.32% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.261% |
| Earning Assets to total Assets | 96.08% |
Income and Expense
| Total Interest Income | $2.20M |
| Total Noninterest Income | $194.00k |
| Total Interest Expense | $658.00k |
| Total Noninterest Expense | $1.07M |
| Net Interest Income | $1.54M |
| Pre-tax Net Operating Income | $509.00k |
| Provision for Credit Losses | $158.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $20.84M |
| Federal Funds Purchased and Repurchased Agreement | $1.14M |
| All Other Liabilities | $1.04M |
| Total Liabilities and Capital | $211.72M |
Securities
| Securities | $95.27M |
| Available-for-sale debt securities | $95.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Kansas State Bank?
$211.72M as of the latest filing.
How much are The Kansas State Bank's total deposits?
$192.04M in total deposits.
Where is The Kansas State Bank located?
Ottawa, KS.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
3.
When was it established?
11/20/1917.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$78.58M (latest filing).
What is the total interest income (latest filing)?
$2.20M.