International Bank of Commerce
Oklahoma City, OK
IDRSSD: 5050028
Total Assets
$1.63B
Latest filing
Total Deposits
$1.15B
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
International Bank of Commerce
3817 N West Expy
Oklahoma City, OK 73112
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/2017FDIC Certificate 575595
Branches (40)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| International Bank of Commerce (Main) | 3817 N West Expy | Oklahoma City, OK |
| LAWTON FINANCIAL CENTER BRANCH | 6425 Nw Cache Rd | Lawton, OK |
| NORMAN BRANCH | 1461 24th Ave Nw | Norman, OK |
| PARK AVENUE BRANCH | 100 Park Ave | Oklahoma City, OK |
| BETHANY BRANCH | 7723 Nw 23rd St | Bethany, OK |
| CHATENAY SQUARE BRANCH | 10500 S Pennsylvania Ave | Oklahoma City, OK |
| QUAIL CREEK BRANCH | 12241 N May Ave | Oklahoma City, OK |
| PORTLAND BRANCH | 2301 N Portland Ave | Oklahoma City, OK |
Showing 7 of 40
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/2017 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 73112 |
| State and County Number | 40109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 254 |
| Domestic Offices | 41 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2022 |
| Date of Deposit Insurance | 01/01/2017 |
| Primary Insurance Agency | DIF |
| Website | www.ibc.com |
| Data Updated | 11/14/2025 |
| CERT | 59093 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.63B |
| Total Deposits | $1.15B |
| Total Liabilities | $1.39B |
| Total Equity Capital | $236.59M |
| Net Income | $5.74M |
| Net Loans and Leases | $672.77M |
| Assets Per Employee ($Millions) | $6.34M |
| Bank Premises and Fixed Assets | $124.64M |
| Cash and Balances due from Depository Institutions | $32.18M |
| Deposits Held in Domestic Offices | $1.15B |
Key Performance Ratios
| Return on Assets (ROA) | 1.4% |
| Return on Equity (ROE) | 9.95% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 60.65% |
| Tier 1 Risk-Based Capital Ratio | 19.592% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.52% |
| Earning Assets to total Assets | 79.07% |
Income and Expense
| Total Interest Income | $18.73M |
| Total Noninterest Income | $4.25M |
| Total Interest Expense | $5.49M |
| Total Noninterest Expense | $10.61M |
| Net Interest Income | $13.24M |
| Pre-tax Net Operating Income | $7.28M |
| Provision for Credit Losses | $-398,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.78M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $227.46M |
| All Other Liabilities | $18.85M |
| Total Liabilities and Capital | $1.63B |
Securities
| Securities | $615.57M |
| Available-for-sale debt securities | $615.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of International Bank of Commerce?
$1.63B as of the latest filing.
How much are International Bank of Commerce's total deposits?
$1.15B in total deposits.
Where is International Bank of Commerce located?
Oklahoma City, OK.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
41.
When was it established?
01/01/2017.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$672.77M (latest filing).
What is the total interest income (latest filing)?
$18.73M.