Visbanking Logo

Intercity State Bank

Schofield, WI
IDRSSD: 1016941
Total Assets
$260.45M
Latest filing
Total Deposits
$199.21M
Latest filing
Net Interest Margin
3.85%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

The Farmers State Bank of Waupaca
Waupaca, Wisconsin
→
Assets: $265.44MΔ +1.9%
Ergo Bank
Markesan, Wisconsin
→
Assets: $254.61MΔ -2.2%
Bank of Deerfield
Deerfield, Wisconsin
→
Assets: $253.72MΔ -2.6%
Pillar Bank
Baldwin, Wisconsin
→
Assets: $267.41MΔ +2.7%
Marathon Bank
Wausau, Wisconsin
→
Assets: $245.52MΔ -5.7%
First Federal Bank of Wisconsin
Waukesha, Wisconsin
→
Assets: $275.58MΔ +5.8%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/14/1952
Community BankYes
Ownership TypeNot Mutual
ZIP54476
State and County Number55073
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameWausau-Weston, WI

Operational Info

Number of Employees34
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/01/2025
Date of Deposit Insurance07/14/1952
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT17128
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$260.45M
Total Deposits$199.21M
Total Liabilities$200.30M
Total Equity Capital$60.16M
Net Income$1.20M
Net Loans and Leases$210.15M
Assets Per Employee ($Millions)$7.66M
Bank Premises and Fixed Assets$5.85M
Cash and Balances due from Depository Institutions$13.46M
Deposits Held in Domestic Offices$199.21M

Key Performance Ratios

Return on Assets (ROA)1.8%
Return on Equity (ROE)8.05%
Net Interest Margin3.85%
Efficiency Ratio42.69%
Tier 1 Risk-Based Capital Ratio26.785%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets23.097%
Earning Assets to total Assets95.51%

Income and Expense

Total Interest Income$3.50M
Total Noninterest Income$223.00k
Total Interest Expense$1.05M
Total Noninterest Expense$1.14M
Net Interest Income$2.44M
Pre-tax Net Operating Income$1.53M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$374.00k
Federal Funds Sold & Reverse Repurchase Agreement$586.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$714.00k
Total Liabilities and Capital$260.45M

Securities

Securities$27.94M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$27.94M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Intercity State Bank?
$260.45M as of the latest filing.
How much are Intercity State Bank's total deposits?
$199.21M in total deposits.
Where is Intercity State Bank located?
Schofield, WI.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
3.
When was it established?
07/14/1952.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$210.15M (latest filing).
What is the total interest income (latest filing)?
$3.50M.