City First Bank, National Association
Washington, DC
IDRSSD: 2697963
Total Assets
$1.34B
Latest filing
Total Deposits
$987.77M
Latest filing
Net Interest Margin
2.82%
Profitability
Routing numbers
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054001686WASHINGTON, DC
Key People
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Locations
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Main Office
City First Bank, National Association
1432 U St Nw
Washington, DC 20009
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/24/1998FDIC Certificate 57111
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| City First Bank, National Association (Main) | 1432 U St Nw | Washington, DC |
| 170 NORTH MARKET STREET BRANCH | 170 N Market St | Inglewood, CA |
| SOUTH FIGUEROA STREET BRANCH | 4001 S Figueroa St | Los Angeles, CA |
| INGLEWOOD BRANCH | 170 N Market St | Inglewood., CA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/24/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 20009 |
| State and County Number | 11001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 97 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/24/1998 |
| Primary Insurance Agency | DIF |
| Website | www.cityfirstbank.com |
| Data Updated | 01/30/2026 |
| CERT | 34352 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.34B |
| Total Deposits | $987.77M |
| Total Liabilities | $1.15B |
| Total Equity Capital | $187.76M |
| Net Income | $1.03M |
| Net Loans and Leases | $1.02B |
| Assets Per Employee ($Millions) | $13.69M |
| Bank Premises and Fixed Assets | $8.73M |
| Cash and Balances due from Depository Institutions | $9.41M |
| Deposits Held in Domestic Offices | $987.77M |
Key Performance Ratios
| Return on Assets (ROA) | 0.31% |
| Return on Equity (ROE) | 2.19% |
| Net Interest Margin | 2.82% |
| Efficiency Ratio | -187.82% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.979% |
| Earning Assets to total Assets | 95.57% |
Income and Expense
| Total Interest Income | $16.62M |
| Total Noninterest Income | $687.00k |
| Total Interest Expense | $7.59M |
| Total Noninterest Expense | $7.68M |
| Net Interest Income | $9.03M |
| Pre-tax Net Operating Income | $1.00M |
| Provision for Credit Losses | $1.03M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $72.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.10M |
| Federal Funds Purchased and Repurchased Agreement | $80.77M |
| All Other Liabilities | $13.34M |
| Total Liabilities and Capital | $1.34B |
Securities
| Securities | $256.83M |
| Available-for-sale debt securities | $256.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of City First Bank, National Association?
$1.34B as of the latest filing.
How much are City First Bank, National Association's total deposits?
$987.77M in total deposits.
Where is City First Bank, National Association located?
Washington, DC.
What is the Net Interest Margin?
2.82%.
How many domestic offices does it operate?
4.
When was it established?
11/24/1998.
What is the Return on Assets (ROA)?
0.31%.
How much are total loans and leases?
$1.02B (latest filing).
What is the total interest income (latest filing)?
$16.62M.