The Honesdale National Bank
Honesdale, PA
IDRSSD: 465618
Total Assets
$1.13B
Latest filing
Total Deposits
$961.04M
Latest filing
Net Interest Margin
4.49%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
031308535HONESDALE, PA
Key People
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Locations
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Main Office
The Honesdale National Bank
733 Main St
Honesdale, PA 18431
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/26/1836FDIC Certificate 4883
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Honesdale National Bank (Main) | 733 Main St | Honesdale, PA |
| ROUTE 6 PLAZA BRANCH | 1207 Texas Palmyra Hwy | Honesdale, PA |
| MORTGAGE CENTER BRANCH | 38 N Franklin St | Wilkes-Barre, PA |
| FOREST CITY BRANCH | 619 Main St | Forest City, PA |
| MONTDALE BRANCH | 13 Chapman Lake Rd | Scott Township, PA |
| LAKE WALLENPAUPACK BRANCH | 2547 Route 6 | Hawley, PA |
| LACKAWAXEN BRANCH | 100 Lcpl Jacob Beisel Rd | Lackawaxen, PA |
| HAMLIN BRANCH | 559 Hamlin Highway | Hamlin, PA |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/26/1836 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18431 |
| State and County Number | 42127 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 157 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hnbbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 7526 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.13B |
| Total Deposits | $961.04M |
| Total Liabilities | $977.48M |
| Total Equity Capital | $148.55M |
| Net Income | $5.18M |
| Net Loans and Leases | $874.02M |
| Assets Per Employee ($Millions) | $6.87M |
| Bank Premises and Fixed Assets | $9.67M |
| Cash and Balances due from Depository Institutions | $41.92M |
| Deposits Held in Domestic Offices | $961.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.84% |
| Return on Equity (ROE) | 14.19% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.192% |
| Earning Assets to total Assets | 94.45% |
Income and Expense
| Total Interest Income | $16.37M |
| Total Noninterest Income | $1.69M |
| Total Interest Expense | $4.50M |
| Total Noninterest Expense | $7.19M |
| Net Interest Income | $11.87M |
| Pre-tax Net Operating Income | $6.37M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $956.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $16.44M |
| Total Liabilities and Capital | $1.13B |
Securities
| Securities | $153.79M |
| Available-for-sale debt securities | $153.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Honesdale National Bank?
$1.13B as of the latest filing.
How much are The Honesdale National Bank's total deposits?
$961.04M in total deposits.
Where is The Honesdale National Bank located?
Honesdale, PA.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
15.
When was it established?
12/26/1836.
What is the Return on Assets (ROA)?
1.84%.
How much are total loans and leases?
$874.02M (latest filing).
What is the total interest income (latest filing)?
$16.37M.