The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
Kenton, OH
IDRSSD: 296474
Total Assets
$240.44M
Latest filing
Total Deposits
$188.35M
Latest filing
Net Interest Margin
3.62%
Profitability
Key People
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Locations
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Main Office
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
116 E Franklin St
Kenton, OH 43326
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 42405
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC (Main) | 116 E Franklin St | Kenton, OH |
| LEXINGTON HAMBURG BRANCH | 2452 Sir Barton Way | Lexington, KY |
| LEXINGTON WELLINGTON BRANCH | 345 Ruccio Way | Lexington, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43326 |
| State and County Number | 39065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/02/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.hslc.bank |
| Data Updated | 01/30/2026 |
| CERT | 29571 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $240.44M |
| Total Deposits | $188.35M |
| Total Liabilities | $199.20M |
| Total Equity Capital | $41.24M |
| Net Income | $445.00k |
| Net Loans and Leases | $192.03M |
| Assets Per Employee ($Millions) | $8.29M |
| Bank Premises and Fixed Assets | $3.19M |
| Cash and Balances due from Depository Institutions | $13.21M |
| Deposits Held in Domestic Offices | $188.35M |
Key Performance Ratios
| Return on Assets (ROA) | 0.75% |
| Return on Equity (ROE) | 4.34% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 68.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.154% |
| Earning Assets to total Assets | 93.22% |
Income and Expense
| Total Interest Income | $3.39M |
| Total Noninterest Income | $227.00k |
| Total Interest Expense | $1.38M |
| Total Noninterest Expense | $1.55M |
| Net Interest Income | $2.01M |
| Pre-tax Net Operating Income | $562.00k |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.13M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.72M |
| Total Liabilities and Capital | $240.44M |
Securities
| Securities | $19.90M |
| Available-for-sale debt securities | $19.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC?
$240.44M as of the latest filing.
How much are The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC's total deposits?
$188.35M in total deposits.
Where is The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC located?
Kenton, OH.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$192.03M (latest filing).
What is the total interest income (latest filing)?
$3.39M.