The Grant County Bank
Petersburg, WV
IDRSSD: 718538
Total Assets
$396.73M
Latest filing
Total Deposits
$343.33M
Latest filing
Net Interest Margin
4.37%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Grant County Bank
3 N Main St
Petersburg, WV 26847
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/06/1902FDIC Certificate 7629
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Grant County Bank (Main) | 3 N Main St | Petersburg, WV |
| THE CANAAN VALLEY BRANCH | 5502 Appalachian Hwy | Davis, WV |
| RIVERTON BRANCH | 16198 Mountaineer Dr | Riverton, WV |
| NEW CREEK/KEYSER BRANCH | 1336 New Creek Hwy | Keyser, WV |
| SOUTH BRANCH SQUARE BRANCH | 500 S Main St | Moorefield, WV |
| THE NATIONAL BANK OF DAVIS BRANCH | 901 William Ave | Davis, WV |
| THE STOCKMANS BANK OF HARMAN BRANCH | 48 Main Street | Harman, WV |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/06/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26847 |
| State and County Number | 54023 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 79 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.grantcountybank.com |
| Data Updated | 01/30/2026 |
| CERT | 11953 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $396.73M |
| Total Deposits | $343.33M |
| Total Liabilities | $354.73M |
| Total Equity Capital | $42.00M |
| Net Income | $894.00k |
| Net Loans and Leases | $299.04M |
| Assets Per Employee ($Millions) | $4.84M |
| Bank Premises and Fixed Assets | $8.13M |
| Cash and Balances due from Depository Institutions | $6.71M |
| Deposits Held in Domestic Offices | $343.33M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 8.66% |
| Net Interest Margin | 4.37% |
| Efficiency Ratio | 67.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.587% |
| Earning Assets to total Assets | 92.92% |
Income and Expense
| Total Interest Income | $5.65M |
| Total Noninterest Income | $391.00k |
| Total Interest Expense | $1.71M |
| Total Noninterest Expense | $2.94M |
| Net Interest Income | $3.94M |
| Pre-tax Net Operating Income | $1.27M |
| Provision for Credit Losses | $121.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $312.00k |
| Other borrowed funds | $8.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.39M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.56M |
| Total Liabilities and Capital | $396.73M |
Securities
| Securities | $48.77M |
| Available-for-sale debt securities | $48.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Grant County Bank?
$396.73M as of the latest filing.
How much are The Grant County Bank's total deposits?
$343.33M in total deposits.
Where is The Grant County Bank located?
Petersburg, WV.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
7.
When was it established?
08/06/1902.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$299.04M (latest filing).
What is the total interest income (latest filing)?
$5.65M.