Fulton Bank, National Association

Lancaster, PA
IDRSSD: 474919
Total Assets
$31.84B
Latest filing
Total Deposits
$26.58B
Latest filing
Net Interest Margin
3.67%
Profitability

Locations

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Main Office
Fulton Bank, National Association
1 Penn Sq
Lancaster, PA 17602
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1882FDIC Certificate 4901

Branches (211)

Page 1 of 31
NameAddressCity / State
Fulton Bank, National Association (Main)1 Penn SqLancaster, PA
GEORGETOWN BRANCH21035 Dupont BlvdGeorgetown, DE
CLAYTON BRANCH35 N Delsea DrClayton, NJ
GREENBELT BRANCH7505 Greenway Center DrGreenbelt, MD
OXFORD BRANCH300 Commons DrOxford, PA
WEST SIDE BRANCH830 W Franklin StHagerstown, MD
DUAL HIGHWAY BRANCH1640 Dual HwyHagerstown, MD
LONG MEADOW BRANCH1585 Potomac AveHagerstown, MD
Showing 7 of 211

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1882
Community BankNo
Ownership TypeNot Mutual
ZIP17602
State and County Number42071
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameLancaster, PA

Operational Info

Number of Employees3,394
Domestic Offices211
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/26/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fultonbank.com
Data Updated11/14/2025
CERT7551
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$31.84B
Total Deposits$26.58B
Total Liabilities$28.33B
Total Equity Capital$3.51B
Net Income$109.31M
Net Loans and Leases$23.68B
Assets Per Employee ($Millions)$9.48M
Bank Premises and Fixed Assets$293.61M
Cash and Balances due from Depository Institutions$788.92M
Deposits Held in Domestic Offices$26.58B

Key Performance Ratios

Return on Assets (ROA)1.36%
Return on Equity (ROE)12.67%
Net Interest Margin3.67%
Efficiency Ratio54.91%
Tier 1 Risk-Based Capital Ratio12.702%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.884%
Earning Assets to total Assets92.13%

Income and Expense

Total Interest Income$411.00M
Total Noninterest Income$72.82M
Total Interest Expense$142.27M
Total Noninterest Expense$192.92M
Net Interest Income$268.74M
Pre-tax Net Operating Income$138.39M
Provision for Credit Losses$10.24M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$2.31M
Other borrowed funds$1.07B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$36.80M
All Other Liabilities$494.52M
Total Liabilities and Capital$31.84B

Securities

Securities$5.07B
Available-for-sale debt securities$3.59B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.45B
Subordinated Debt$0
Trading Account Assets$101.22M
Trading Liabilities$157.59M

Frequently Asked Questions

What are the total assets of Fulton Bank, National Association?
$31.84B as of the latest filing.
How much are Fulton Bank, National Association's total deposits?
$26.58B in total deposits.
Where is Fulton Bank, National Association located?
Lancaster, PA.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
211.
When was it established?
01/01/1882.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$23.68B (latest filing).
What is the total interest income (latest filing)?
$411.00M.