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Fulton Bank National Association

IDRSSD: 474919
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 474919 held $32.1B in total assets as of 2026-03-31 (+0.4% quarter-over-quarter). Total loans stood at $23.9B (+0.5% QoQ) and total deposits at $27.0B (+0.7% QoQ).

Overall position is adequate — the composite Health Score is 46/100 (Adequate). Tier 1 / RWA stands at 13.12%, in the above median of peers. Asset quality (NPL ratio) sits in the below median of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
46/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$32.1B
+0.4% QoQ
Total Loans
$23.9B
+0.5% QoQ
Total Deposits
$27.0B
+0.7% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
13.12%
55th pctile · n=64↑ better
+11 bp QoQ
CET1 / RWA
12.94%
57th pctile · n=64↑ better
+10 bp QoQ
Total RBC / RWA
14.38%
55th pctile · n=64↑ better
+11 bp QoQ
Tier 1 Leverage Ratio
13.12%
55th pctile · n=64↑ better
+10 bp QoQ

Liquidity

Cash / Assets
3.19%
36th pctile · n=64↑ better
-3 bp QoQ
Loans / Deposits
88.42%
63th pctile · n=64↓ better
-21 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.72%
61th pctile · n=64↓ better
-4 bp QoQ
NPA / Assets
0.55%
61th pctile · n=64↓ better
-3 bp QoQ
Texas Ratio (regulatory)
4.97%
64th pctile · n=64↓ better
-27 bp QoQ
Net Charge-Offs / Avg Loans
0.25%
73th pctile · n=64↓ better
+1 bp QoQ
ALLL Coverage of NPL
208.98%
48th pctile · n=64↑ better
+1068 bp QoQ

Earnings

Net Interest Margin
3.61%
46th pctile · n=64↑ better
-7 bp QoQ
Return on Assets
1.25%
52th pctile · n=64↑ better
-14 bp QoQ
Return on Equity
11.31%
63th pctile · n=64↑ better
-138 bp QoQ
Efficiency Ratio
57.06%
61th pctile · n=64↓ better
-113 bp QoQ
Pre-tax NOI / Avg Assets
1.54%
50th pctile · n=64↑ better
-15 bp QoQ

Funding

Brokered / Deposits
2.64%
47th pctile · n=64↓ better
-53 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
2.94%
58th pctile · n=64↓ better
-19 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
15.27%
44th pctile · n=64↑ better
+5 bp QoQ
AFS Securities / Assets
10.18%
38th pctile · n=64↑ better
-47 bp QoQ
HTM Securities / Assets
4.96%
66th pctile · n=64↑ better
+50 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 14:32:14 UTC