FSNB, National Association
Lawton, OK
IDRSSD: 125154
Total Assets
$478.80M
Latest filing
Total Deposits
$384.57M
Latest filing
Net Interest Margin
3.70%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
FSNB, National Association
1420 Sw Lee Blvd
Lawton, OK 73501
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1946FDIC Certificate 10591
Branches (68)
Page 1 of 10| Name | Address | City / State |
|---|---|---|
| FSNB, National Association (Main) | 1420 Sw Lee Blvd | Lawton, OK |
| FSNB - JACKSONVILLE WALMART BRANCH | 2025 N Marine Blvd | Jacksonville, NC |
| FSNB - WILMINGTON MARKET ST WALMART BRANCH | 5226 Sigmon Rd | Wilmington, NC |
| FSNB - HOPE MILLS WALMART BRANCH | 3030 N Main St | Hope Mills, NC |
| FSNB - FAYETTEVILLE SKIBO RD WALMART BRANCH | 1550 Skibo Rd | Fayetteville, NC |
| FSNB - LAWTON SOUTH | 203 Sw Bishop Rd | Lawton, OK |
| FSNB - WILMINGTON MONKEY JUNCTION WALMART BRANCH | 5135 Carolina Beach Rd | Wilmington, NC |
| FSNB - FORT SILL PX BRANCH | 1718 Gruber Road | Fort Sill, OK |
Showing 7 of 68
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/01/1946 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73501 |
| State and County Number | 40031 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lawton, OK |
Operational Info
| Number of Employees | 576 |
| Domestic Offices | 70 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1946 |
| Primary Insurance Agency | DIF |
| Website | www.fsnb.com |
| Data Updated | 01/30/2026 |
| CERT | 16416 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $478.80M |
| Total Deposits | $384.57M |
| Total Liabilities | $399.34M |
| Total Equity Capital | $79.46M |
| Net Income | $5.38M |
| Net Loans and Leases | $139.81M |
| Assets Per Employee ($Millions) | $0.83M |
| Bank Premises and Fixed Assets | $15.79M |
| Cash and Balances due from Depository Institutions | $36.59M |
| Deposits Held in Domestic Offices | $384.57M |
Key Performance Ratios
| Return on Assets (ROA) | 4.52% |
| Return on Equity (ROE) | 27.4% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 61.9% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.35% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.596% |
| Earning Assets to total Assets | 87.91% |
Income and Expense
| Total Interest Income | $4.19M |
| Total Noninterest Income | $10.70M |
| Total Interest Expense | $321.00k |
| Total Noninterest Expense | $9.02M |
| Net Interest Income | $3.87M |
| Pre-tax Net Operating Income | $5.14M |
| Provision for Credit Losses | $414.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.05M |
| Other borrowed funds | $3.64M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.13M |
| Total Liabilities and Capital | $478.80M |
Securities
| Securities | $263.89M |
| Available-for-sale debt securities | $183.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $69.06M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FSNB, National Association?
$478.80M as of the latest filing.
How much are FSNB, National Association's total deposits?
$384.57M in total deposits.
Where is FSNB, National Association located?
Lawton, OK.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
70.
When was it established?
07/01/1946.
What is the Return on Assets (ROA)?
4.52%.
How much are total loans and leases?
$139.81M (latest filing).
What is the total interest income (latest filing)?
$4.19M.