Ameristate Bank
Atoka, OK
IDRSSD: 508355
Total Assets
$467.31M
Latest filing
Total Deposits
$418.72M
Latest filing
Net Interest Margin
4.97%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103102452ATOKA, OK
Key People
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Locations
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Main Office
Ameristate Bank
131 S Pennsylvania Ave
Atoka, OK 74525
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/06/1906FDIC Certificate 9809
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ameristate Bank (Main) | 131 S Pennsylvania Ave | Atoka, OK |
| HUGO BRANCH | 101 E Jackson St | Hugo, OK |
| ATOKA BRANCH | 1788 S Virginia Ave | Atoka, OK |
| ANTLERS BRANCH | 418 W Main St | Antlers, OK |
| SHERMAN BRANCH | 2410 N Loy Lake Rd | Sherman, TX |
| TISHOMINGO BRANCH | 301 W Main St | Tishomingo, OK |
| POTTSBORO BRANCH | 695 E Fm 120 | Pottsboro, TX |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/06/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74525 |
| State and County Number | 40005 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 121 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/02/1937 |
| Primary Insurance Agency | DIF |
| Website | www.ameristatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 15510 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $467.31M |
| Total Deposits | $418.72M |
| Total Liabilities | $422.69M |
| Total Equity Capital | $44.62M |
| Net Income | $1.18M |
| Net Loans and Leases | $330.65M |
| Assets Per Employee ($Millions) | $3.99M |
| Bank Premises and Fixed Assets | $14.33M |
| Cash and Balances due from Depository Institutions | $67.89M |
| Deposits Held in Domestic Offices | $418.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 10.55% |
| Net Interest Margin | 4.97% |
| Efficiency Ratio | 78.89% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.548% |
| Earning Assets to total Assets | 91.63% |
Income and Expense
| Total Interest Income | $7.18M |
| Total Noninterest Income | $373.00k |
| Total Interest Expense | $1.92M |
| Total Noninterest Expense | $4.44M |
| Net Interest Income | $5.26M |
| Pre-tax Net Operating Income | $1.18M |
| Provision for Credit Losses | $6.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $974.00k |
| Other borrowed funds | $1.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.89M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.35M |
| Total Liabilities and Capital | $467.31M |
Securities
| Securities | $37.76M |
| Available-for-sale debt securities | $37.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ameristate Bank?
$467.31M as of the latest filing.
How much are Ameristate Bank's total deposits?
$418.72M in total deposits.
Where is Ameristate Bank located?
Atoka, OK.
What is the Net Interest Margin?
4.97%.
How many domestic offices does it operate?
7.
When was it established?
08/06/1906.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$330.65M (latest filing).
What is the total interest income (latest filing)?
$7.18M.