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Ameristate Bank

Atoka, OK
IDRSSD: 508355
Total Assets
$458.52M
Latest filing
Total Deposits
$408.05M
Latest filing
Net Interest Margin
5.30%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date08/06/1906
Community BankYes
Ownership TypeNot Mutual
ZIP74525
State and County Number40005
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees114
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/02/1937
Primary Insurance AgencyDIF
Websitewww.ameristatebank.com
Data Updated11/14/2025
CERT15510
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$458.52M
Total Deposits$408.05M
Total Liabilities$413.88M
Total Equity Capital$44.64M
Net Income$1.93M
Net Loans and Leases$321.65M
Assets Per Employee ($Millions)$3.79M
Bank Premises and Fixed Assets$14.63M
Cash and Balances due from Depository Institutions$68.55M
Deposits Held in Domestic Offices$408.05M

Key Performance Ratios

Return on Assets (ROA)1.7%
Return on Equity (ROE)17.55%
Net Interest Margin5.3%
Efficiency Ratio69.87%
Tier 1 Risk-Based Capital Ratio12.571%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.735%
Earning Assets to total Assets91.4%

Income and Expense

Total Interest Income$7.43M
Total Noninterest Income$1.09M
Total Interest Expense$1.99M
Total Noninterest Expense$4.57M
Net Interest Income$5.45M
Pre-tax Net Operating Income$1.93M
Provision for Credit Losses$43.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$827.00k
Other borrowed funds$1.66M
Federal Funds Sold & Reverse Repurchase Agreement$722.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.18M
Total Liabilities and Capital$458.52M

Securities

Securities$37.92M
Available-for-sale debt securities$37.92M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Ameristate Bank?
$458.52M as of the latest filing.
How much are Ameristate Bank's total deposits?
$408.05M in total deposits.
Where is Ameristate Bank located?
Atoka, OK.
What is the Net Interest Margin?
5.30%.
How many domestic offices does it operate?
6.
When was it established?
08/06/1906.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$321.65M (latest filing).
What is the total interest income (latest filing)?
$7.43M.