Peoples State Bank

Blair, OK
IDRSSD: 991854
Total Assets
$13.36M
Latest filing
Total Deposits
$11.57M
Latest filing
Net Interest Margin
6.72%
Profitability

Locations

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Main Office
Peoples State Bank
117 East Main Street
Blair, OK 73526
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/25/1952FDIC Certificate 11178

Branches (0)

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NameAddressCity / State
No branch data available.
Peoples State Bank (Main)117 East Main StreetBlair, OK

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/25/1952
Community BankYes
Ownership TypeNot Mutual
ZIP73526
State and County Number40065
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameAltus, OK

Operational Info

Number of Employees5
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/13/2015
Date of Deposit Insurance08/25/1952
Primary Insurance AgencyDIF
Websitehttp://www.psbokonline.com
Data Updated11/14/2025
CERT17138
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$13.36M
Total Deposits$11.57M
Total Liabilities$11.58M
Total Equity Capital$1.78M
Net Income$68.00k
Net Loans and Leases$10.25M
Assets Per Employee ($Millions)$2.67M
Bank Premises and Fixed Assets$114.00k
Cash and Balances due from Depository Institutions$1.51M
Deposits Held in Domestic Offices$11.57M

Key Performance Ratios

Return on Assets (ROA)2.01%
Return on Equity (ROE)15.38%
Net Interest Margin6.72%
Efficiency Ratio70.69%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.315%
Earning Assets to total Assets91.23%

Income and Expense

Total Interest Income$222.00k
Total Noninterest Income$23.00k
Total Interest Expense$13.00k
Total Noninterest Expense$164.00k
Net Interest Income$209.00k
Pre-tax Net Operating Income$68.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.00k
Total Liabilities and Capital$13.36M

Securities

Securities$1.25M
Available-for-sale debt securities$1.25M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples State Bank?
$13.36M as of the latest filing.
How much are Peoples State Bank's total deposits?
$11.57M in total deposits.
Where is Peoples State Bank located?
Blair, OK.
What is the Net Interest Margin?
6.72%.
How many domestic offices does it operate?
1.
When was it established?
08/25/1952.
What is the Return on Assets (ROA)?
2.01%.
How much are total loans and leases?
$10.25M (latest filing).
What is the total interest income (latest filing)?
$222.00k.