The First National Bank of Fletcher
Fletcher, OK
IDRSSD: 185251
Total Assets
$23.09M
Latest filing
Total Deposits
$20.85M
Latest filing
Net Interest Margin
3.87%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Fletcher
401 West Cole Ave
Fletcher, OK 73541
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/13/1902FDIC Certificate 2670
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Fletcher (Main) | 401 West Cole Ave | Fletcher, OK |
| THE FNB MESSENGER SERVICE BRANCH | 401 W Cole Ave | Fletcher, OK |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/13/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73541 |
| State and County Number | 40031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lawton, OK |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/31/2006 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://fletcherbank.com |
| Data Updated | 11/14/2025 |
| CERT | 4098 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $23.09M |
| Total Deposits | $20.85M |
| Total Liabilities | $20.88M |
| Total Equity Capital | $2.21M |
| Net Income | $55.00k |
| Net Loans and Leases | $4.12M |
| Assets Per Employee ($Millions) | $2.57M |
| Bank Premises and Fixed Assets | $26.00k |
| Cash and Balances due from Depository Institutions | $4.07M |
| Deposits Held in Domestic Offices | $20.85M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 10.35% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 77.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.565% |
| Earning Assets to total Assets | 91% |
Income and Expense
| Total Interest Income | $232.00k |
| Total Noninterest Income | $30.00k |
| Total Interest Expense | $22.00k |
| Total Noninterest Expense | $185.00k |
| Net Interest Income | $210.00k |
| Pre-tax Net Operating Income | $55.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.34M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $29.00k |
| Total Liabilities and Capital | $23.09M |
Securities
| Securities | $12.29M |
| Available-for-sale debt securities | $12.29M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Fletcher?
$23.09M as of the latest filing.
How much are The First National Bank of Fletcher's total deposits?
$20.85M in total deposits.
Where is The First National Bank of Fletcher located?
Fletcher, OK.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
2.
When was it established?
11/13/1902.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$4.12M (latest filing).
What is the total interest income (latest filing)?
$232.00k.