The First State Bank of Rosemount
Rosemount, MN
IDRSSD: 760957
Total Assets
$151.84M
Latest filing
Total Deposits
$144.07M
Latest filing
Net Interest Margin
3.67%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First State Bank of Rosemount
3025 145th St W
Rosemount, MN 55068
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1909FDIC Certificate 6253
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First State Bank of Rosemount (Main) | 3025 145th St W | Rosemount, MN |
| ROSEMOUNT BRANCH | 14490 Abbeyfield Ave | Rosemount, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55068 |
| State and County Number | 27037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbrosemount.com |
| Data Updated | 01/30/2026 |
| CERT | 9769 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $151.84M |
| Total Deposits | $144.07M |
| Total Liabilities | $144.95M |
| Total Equity Capital | $6.89M |
| Net Income | $76.00k |
| Net Loans and Leases | $107.22M |
| Assets Per Employee ($Millions) | $9.49M |
| Bank Premises and Fixed Assets | $10.81M |
| Cash and Balances due from Depository Institutions | $3.28M |
| Deposits Held in Domestic Offices | $144.07M |
Key Performance Ratios
| Return on Assets (ROA) | 0.2% |
| Return on Equity (ROE) | 4.53% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 76.56% |
| Tier 1 Risk-Based Capital Ratio | 9.007% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.49% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 4.538% |
| Earning Assets to total Assets | 89.38% |
Income and Expense
| Total Interest Income | $2.11M |
| Total Noninterest Income | $59.00k |
| Total Interest Expense | $867.00k |
| Total Noninterest Expense | $996.00k |
| Net Interest Income | $1.24M |
| Pre-tax Net Operating Income | $119.00k |
| Provision for Credit Losses | $186.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $875.00k |
| Total Liabilities and Capital | $151.84M |
Securities
| Securities | $27.60M |
| Available-for-sale debt securities | $27.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First State Bank of Rosemount?
$151.84M as of the latest filing.
How much are The First State Bank of Rosemount's total deposits?
$144.07M in total deposits.
Where is The First State Bank of Rosemount located?
Rosemount, MN.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
0.2%.
How much are total loans and leases?
$107.22M (latest filing).
What is the total interest income (latest filing)?
$2.11M.