First Bank
Erick, OK
IDRSSD: 280352
Total Assets
$110.09M
Latest filing
Total Deposits
$92.27M
Latest filing
Net Interest Margin
5.50%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Bank
118 West Roger Miller Boulevard
Erick, OK 73645
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/12/1902FDIC Certificate 2665
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank (Main) | 118 West Roger Miller Boulevard | Erick, OK |
| PORTER BRANCH | 541 S Main St | Porter, OK |
| LOCUST GROVE BRANCH | 724 East Main | Locust Grove, OK |
| CHOUTEAU BRANCH | 51 E Main St | Chouteau, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/12/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73645 |
| State and County Number | 40009 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Elk City, OK |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.yourfirst.bank |
| Data Updated | 01/30/2026 |
| CERT | 4092 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $110.09M |
| Total Deposits | $92.27M |
| Total Liabilities | $93.27M |
| Total Equity Capital | $16.83M |
| Net Income | $900.00k |
| Net Loans and Leases | $61.66M |
| Assets Per Employee ($Millions) | $5.24M |
| Bank Premises and Fixed Assets | $934.00k |
| Cash and Balances due from Depository Institutions | $13.57M |
| Deposits Held in Domestic Offices | $92.27M |
Key Performance Ratios
| Return on Assets (ROA) | 3.24% |
| Return on Equity (ROE) | 21.98% |
| Net Interest Margin | 5.5% |
| Efficiency Ratio | 43.57% |
| Tier 1 Risk-Based Capital Ratio | 24.511% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.284% |
| Earning Assets to total Assets | 94.95% |
Income and Expense
| Total Interest Income | $1.80M |
| Total Noninterest Income | $146.00k |
| Total Interest Expense | $356.00k |
| Total Noninterest Expense | $695.00k |
| Net Interest Income | $1.45M |
| Pre-tax Net Operating Income | $900.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $23.81M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $995.00k |
| Total Liabilities and Capital | $110.09M |
Securities
| Securities | $8.07M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $8.07M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank?
$110.09M as of the latest filing.
How much are First Bank's total deposits?
$92.27M in total deposits.
Where is First Bank located?
Erick, OK.
What is the Net Interest Margin?
5.50%.
How many domestic offices does it operate?
4.
When was it established?
12/12/1902.
What is the Return on Assets (ROA)?
3.24%.
How much are total loans and leases?
$61.66M (latest filing).
What is the total interest income (latest filing)?
$1.80M.