First Northern Bank of Wyoming
Buffalo, WY
IDRSSD: 868956
Total Assets
$868.01M
Latest filing
Total Deposits
$771.08M
Latest filing
Net Interest Margin
4.18%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Northern Bank of Wyoming
141 S Main St
Buffalo, WY 82834
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/02/1885FDIC Certificate 1464
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Northern Bank of Wyoming (Main) | 141 S Main St | Buffalo, WY |
| SHERIDAN BRANCH | 29 N Gould St | Sheridan, WY |
| GILLETTE BRANCH | 200 S Kendrick Ave | Gillette, WY |
| DOUGLAS BRANCH | 709 S Fourth Street | Douglas, WY |
| NEWCASTLE BRANCH | 24 N Sumner Ave | Newcastle, WY |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/02/1885 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 82834 |
| State and County Number | 56019 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 143 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/25/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | fnbofwyo.com |
| Data Updated | 11/14/2025 |
| CERT | 2208 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $868.01M |
| Total Deposits | $771.08M |
| Total Liabilities | $799.64M |
| Total Equity Capital | $68.37M |
| Net Income | $2.72M |
| Net Loans and Leases | $529.89M |
| Assets Per Employee ($Millions) | $5.9M |
| Bank Premises and Fixed Assets | $27.76M |
| Cash and Balances due from Depository Institutions | $19.80M |
| Deposits Held in Domestic Offices | $771.08M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 16.61% |
| Net Interest Margin | 4.18% |
| Efficiency Ratio | 71.12% |
| Tier 1 Risk-Based Capital Ratio | 12.37% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.877% |
| Earning Assets to total Assets | 94.39% |
Income and Expense
| Total Interest Income | $12.71M |
| Total Noninterest Income | $1.87M |
| Total Interest Expense | $4.28M |
| Total Noninterest Expense | $7.51M |
| Net Interest Income | $8.44M |
| Pre-tax Net Operating Income | $2.72M |
| Provision for Credit Losses | $81.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.56M |
| Total Liabilities and Capital | $868.01M |
Securities
| Securities | $273.33M |
| Available-for-sale debt securities | $273.33M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Northern Bank of Wyoming?
$868.01M as of the latest filing.
How much are First Northern Bank of Wyoming's total deposits?
$771.08M in total deposits.
Where is First Northern Bank of Wyoming located?
Buffalo, WY.
What is the Net Interest Margin?
4.18%.
How many domestic offices does it operate?
5.
When was it established?
02/02/1885.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$529.89M (latest filing).
What is the total interest income (latest filing)?
$12.71M.