The First National Bank of Trinity

Trinity, TX
IDRSSD: 479567
Total Assets
$97.33M
Latest filing
Total Deposits
$90.50M
Latest filing
Net Interest Margin
4.20%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

113113868TRINITY, TX

Key People

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Locations

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Main Office
The First National Bank of Trinity
145 S Robb St
Trinity, TX 75862
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/11/1911FDIC Certificate 3780

Branches (2)

Page 1 of 1
NameAddressCity / State
The First National Bank of Trinity (Main)145 S Robb StTrinity, TX
RIVERSIDE BANK BRANCH3745 State Hwy 19Riverside, TX
RIVERSIDE BANK OF JEFFERSON BRANCH371 S Walcott StJefferson, TX
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/11/1911
Community BankYes
Ownership TypeNot Mutual
ZIP75862
State and County Number48455
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees24
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnbtrinity.com
Data Updated01/30/2026
CERT5559
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$97.33M
Total Deposits$90.50M
Total Liabilities$91.24M
Total Equity Capital$6.09M
Net Income$250.00k
Net Loans and Leases$45.72M
Assets Per Employee ($Millions)$4.06M
Bank Premises and Fixed Assets$1.51M
Cash and Balances due from Depository Institutions$6.84M
Deposits Held in Domestic Offices$90.50M

Key Performance Ratios

Return on Assets (ROA)1.05%
Return on Equity (ROE)16.9%
Net Interest Margin4.2%
Efficiency Ratio75.63%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.26%
Earning Assets to total Assets90.35%

Income and Expense

Total Interest Income$1.13M
Total Noninterest Income$183.00k
Total Interest Expense$209.00k
Total Noninterest Expense$835.00k
Net Interest Income$921.00k
Pre-tax Net Operating Income$252.00k
Provision for Credit Losses$17.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$200.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$741.00k
Total Liabilities and Capital$97.33M

Securities

Securities$36.93M
Available-for-sale debt securities$36.93M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Trinity?
$97.33M as of the latest filing.
How much are The First National Bank of Trinity's total deposits?
$90.50M in total deposits.
Where is The First National Bank of Trinity located?
Trinity, TX.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
3.
When was it established?
09/11/1911.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$45.72M (latest filing).
What is the total interest income (latest filing)?
$1.13M.