The First National Bank of Spearville
Spearville, KS
IDRSSD: 197254
Total Assets
$56.39M
Latest filing
Total Deposits
$47.87M
Latest filing
Net Interest Margin
3.87%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Spearville
303 N Main St
Spearville, KS 67876
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/18/1908FDIC Certificate 3187
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Spearville (Main) | 303 N Main St | Spearville, KS | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/18/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67876 |
| State and County Number | 20057 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Dodge City, KS |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbspearville.com |
| Data Updated | 11/14/2025 |
| CERT | 4774 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $56.39M |
| Total Deposits | $47.87M |
| Total Liabilities | $48.24M |
| Total Equity Capital | $8.15M |
| Net Income | $272.00k |
| Net Loans and Leases | $30.83M |
| Assets Per Employee ($Millions) | $9.4M |
| Bank Premises and Fixed Assets | $1.88M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $47.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.95% |
| Return on Equity (ROE) | 13.57% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 39.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.456% |
| Earning Assets to total Assets | 92.18% |
Income and Expense
| Total Interest Income | $695.00k |
| Total Noninterest Income | $111.00k |
| Total Interest Expense | $207.00k |
| Total Noninterest Expense | $234.00k |
| Net Interest Income | $488.00k |
| Pre-tax Net Operating Income | $365.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.75M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $366.00k |
| Total Liabilities and Capital | $56.39M |
Securities
| Securities | $9.70M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $9.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Spearville?
$56.39M as of the latest filing.
How much are The First National Bank of Spearville's total deposits?
$47.87M in total deposits.
Where is The First National Bank of Spearville located?
Spearville, KS.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
1.
When was it established?
02/18/1908.
What is the Return on Assets (ROA)?
1.95%.
How much are total loans and leases?
$30.83M (latest filing).
What is the total interest income (latest filing)?
$695.00k.