The First National Bank of Livingston
Livingston, TX
IDRSSD: 630658
Total Assets
$458.56M
Latest filing
Total Deposits
$393.98M
Latest filing
Net Interest Margin
3.80%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Livingston
2121 Us Highway 190 W
Livingston, TX 77351
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/1902FDIC Certificate 2141
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Livingston (Main) | 2121 Us Highway 190 W | Livingston, TX |
| ONALASKA BRANCH | Highway 190 And Fm 3186 | Onalaska, TX |
| 308 WEST CHURCH BRANCH | 308 W Church St | Livingston, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/17/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77351 |
| State and County Number | 48373 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 102 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnblivingston.com |
| Data Updated | 11/14/2025 |
| CERT | 3305 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $458.56M |
| Total Deposits | $393.98M |
| Total Liabilities | $396.15M |
| Total Equity Capital | $62.41M |
| Net Income | $2.24M |
| Net Loans and Leases | $210.57M |
| Assets Per Employee ($Millions) | $4.59M |
| Bank Premises and Fixed Assets | $8.22M |
| Cash and Balances due from Depository Institutions | $27.30M |
| Deposits Held in Domestic Offices | $393.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.97% |
| Return on Equity (ROE) | 14.84% |
| Net Interest Margin | 3.8% |
| Efficiency Ratio | 65.21% |
| Tier 1 Risk-Based Capital Ratio | 35.699% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.609% |
| Earning Assets to total Assets | 95.58% |
Income and Expense
| Total Interest Income | $4.53M |
| Total Noninterest Income | $2.52M |
| Total Interest Expense | $389.00k |
| Total Noninterest Expense | $4.34M |
| Net Interest Income | $4.14M |
| Pre-tax Net Operating Income | $2.24M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.17M |
| Total Liabilities and Capital | $458.56M |
Securities
| Securities | $204.93M |
| Available-for-sale debt securities | $204.93M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Livingston?
$458.56M as of the latest filing.
How much are The First National Bank of Livingston's total deposits?
$393.98M in total deposits.
Where is The First National Bank of Livingston located?
Livingston, TX.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
3.
When was it established?
03/17/1902.
What is the Return on Assets (ROA)?
1.97%.
How much are total loans and leases?
$210.57M (latest filing).
What is the total interest income (latest filing)?
$4.53M.