First National Bank of Huntsville
Huntsville, TX
IDRSSD: 583352
Total Assets
$588.83M
Latest filing
Total Deposits
$509.49M
Latest filing
Net Interest Margin
4.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
113104000HUNTSVILLE, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Huntsville
1300 11th St
Huntsville, TX 77340
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1890FDIC Certificate 2111
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Huntsville (Main) | 1300 11th St | Huntsville, TX |
| THE NATIONAL BANK OF MADISONVILLE/BR | 333 N May St | Madisonville, TX |
| ROBERTSON COUNTY BANK BRANCH | 1041 W Decherd | Franklin, TX |
| 617 EAST HOUSTON STREET BRANCH | 617 E Houston Ave | Crockett, TX |
| BRAZOS COUNTY BANK BRANCH | 3971 University Dr E | Bryan, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77340 |
| State and County Number | 48471 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Huntsville, TX |
Operational Info
| Number of Employees | 99 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbhuntsvilletx.bank |
| Data Updated | 01/30/2026 |
| CERT | 3269 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $588.83M |
| Total Deposits | $509.49M |
| Total Liabilities | $512.69M |
| Total Equity Capital | $76.14M |
| Net Income | $2.65M |
| Net Loans and Leases | $327.08M |
| Assets Per Employee ($Millions) | $5.95M |
| Bank Premises and Fixed Assets | $8.06M |
| Cash and Balances due from Depository Institutions | $95.19M |
| Deposits Held in Domestic Offices | $509.49M |
Key Performance Ratios
| Return on Assets (ROA) | 1.85% |
| Return on Equity (ROE) | 13.7% |
| Net Interest Margin | 4.38% |
| Efficiency Ratio | 50.88% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.38% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.931% |
| Earning Assets to total Assets | 95.86% |
Income and Expense
| Total Interest Income | $7.50M |
| Total Noninterest Income | $1.84M |
| Total Interest Expense | $1.52M |
| Total Noninterest Expense | $3.98M |
| Net Interest Income | $5.98M |
| Pre-tax Net Operating Income | $3.29M |
| Provision for Credit Losses | $545.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $26.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.20M |
| Total Liabilities and Capital | $588.83M |
Securities
| Securities | $146.04M |
| Available-for-sale debt securities | $146.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Huntsville?
$588.83M as of the latest filing.
How much are First National Bank of Huntsville's total deposits?
$509.49M in total deposits.
Where is First National Bank of Huntsville located?
Huntsville, TX.
What is the Net Interest Margin?
4.38%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
1.85%.
How much are total loans and leases?
$327.08M (latest filing).
What is the total interest income (latest filing)?
$7.50M.