First National Bank of Huntsville
Huntsville, TX
IDRSSD: 583352
Total Assets
$552.48M
Latest filing
Total Deposits
$470.63M
Latest filing
Net Interest Margin
4.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Huntsville
1300 11th St
Huntsville, TX 77340
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 2111
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Huntsville (Main) | 1300 11th St | Huntsville, TX |
| THE NATIONAL BANK OF MADISONVILLE/BR | 333 N May St | Madisonville, TX |
| ROBERTSON COUNTY BANK BRANCH | 1041 W Decherd | Franklin, TX |
| 617 EAST HOUSTON STREET BRANCH | 617 E Houston Ave | Crockett, TX |
| BRAZOS COUNTY BANK BRANCH | 3971 University Dr E | Bryan, TX |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
SouthTrust Bank, N.A.
George West, Texas
→
Assets: $556.74MΔ +0.5%
The Bank and Trust, S.S.B.
Del Rio, Texas
→
Assets: $567.08MΔ +2.3%
The First National Bank of Mertzon
Mertzon, Texas
→
Assets: $539.67MΔ -2.6%
NBT Financial Bank
Fort Worth, Texas
→
Assets: $535.85MΔ -3.3%
First State Bank and Trust Company
Carthage, Texas
→
Assets: $531.37MΔ -4.1%
The State National Bank of Big Spring
Big Spring, Texas
→
Assets: $576.97MΔ +4.1%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77340 |
| State and County Number | 48471 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Huntsville, TX |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbhuntsvilletx.bank |
| Data Updated | 11/14/2025 |
| CERT | 3269 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $552.48M |
| Total Deposits | $470.63M |
| Total Liabilities | $474.22M |
| Total Equity Capital | $78.26M |
| Net Income | $2.89M |
| Net Loans and Leases | $341.86M |
| Assets Per Employee ($Millions) | $5.58M |
| Bank Premises and Fixed Assets | $7.90M |
| Cash and Balances due from Depository Institutions | $39.14M |
| Deposits Held in Domestic Offices | $470.63M |
Key Performance Ratios
| Return on Assets (ROA) | 2.09% |
| Return on Equity (ROE) | 15.01% |
| Net Interest Margin | 4.55% |
| Efficiency Ratio | 51.78% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.165% |
| Earning Assets to total Assets | 95.53% |
Income and Expense
| Total Interest Income | $7.42M |
| Total Noninterest Income | $1.41M |
| Total Interest Expense | $1.42M |
| Total Noninterest Expense | $3.84M |
| Net Interest Income | $6.00M |
| Pre-tax Net Operating Income | $3.53M |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $26.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.59M |
| Total Liabilities and Capital | $552.48M |
Securities
| Securities | $150.90M |
| Available-for-sale debt securities | $150.90M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Huntsville?
$552.48M as of the latest filing.
How much are First National Bank of Huntsville's total deposits?
$470.63M in total deposits.
Where is First National Bank of Huntsville located?
Huntsville, TX.
What is the Net Interest Margin?
4.55%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
2.09%.
How much are total loans and leases?
$341.86M (latest filing).
What is the total interest income (latest filing)?
$7.42M.