The First National Bank of Bagley
Bagley, MN
IDRSSD: 392255
Total Assets
$126.17M
Latest filing
Total Deposits
$117.19M
Latest filing
Net Interest Margin
3.77%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Bagley
31 Central St E
Bagley, MN 56621
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/02/1903FDIC Certificate 3399
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Bagley (Main) | 31 Central St E | Bagley, MN |
| FOSSTON BRANCH | 124 1st St W | Fosston, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/02/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56621 |
| State and County Number | 27029 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbbagley.com |
| Data Updated | 11/14/2025 |
| CERT | 5087 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $126.17M |
| Total Deposits | $117.19M |
| Total Liabilities | $117.70M |
| Total Equity Capital | $8.47M |
| Net Income | $280.00k |
| Net Loans and Leases | $80.70M |
| Assets Per Employee ($Millions) | $4.85M |
| Bank Premises and Fixed Assets | $1.55M |
| Cash and Balances due from Depository Institutions | $14.24M |
| Deposits Held in Domestic Offices | $117.19M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 13.6% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 73.16% |
| Tier 1 Risk-Based Capital Ratio | 12.279% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.713% |
| Earning Assets to total Assets | 91.02% |
Income and Expense
| Total Interest Income | $1.56M |
| Total Noninterest Income | $96.00k |
| Total Interest Expense | $497.00k |
| Total Noninterest Expense | $845.00k |
| Net Interest Income | $1.06M |
| Pre-tax Net Operating Income | $280.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $169.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $510.00k |
| Total Liabilities and Capital | $126.17M |
Securities
| Securities | $25.39M |
| Available-for-sale debt securities | $24.70M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $694.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Bagley?
$126.17M as of the latest filing.
How much are The First National Bank of Bagley's total deposits?
$117.19M in total deposits.
Where is The First National Bank of Bagley located?
Bagley, MN.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
2.
When was it established?
06/02/1903.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$80.70M (latest filing).
What is the total interest income (latest filing)?
$1.56M.