EvaBank
Eva, AL
IDRSSD: 498531
Total Assets
$489.95M
Latest filing
Total Deposits
$342.47M
Latest filing
Net Interest Margin
6.04%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
EvaBank
4113 Eva Rd
Eva, AL 35621
Full Service - Brick and Mortar
Updated 04/10/2026Established 10/13/1986FDIC Certificate 35955
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| EvaBank (Main) | 4113 Eva Rd | Eva, AL |
| CULLMAN BRANCH | 3210 Alabama Highway 157 | Cullman, AL |
| CHEROKEE OFFICE BRANCH | 1710 Cherokee Ave Sw | Cullman, AL |
| CLAIRMONT BRANCH | 2915 Clairmont Ave S | Birmingham, AL |
| DECATUR BRANCH | 2404 Danville Rd Sw | Decatur, AL |
| MADISON BRANCH | 8848 Madison Blvd | Madison, AL |
| ARAB BRANCH | 1001 N Brindlee Mountain Pkwy | Arab, AL |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/13/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35621 |
| State and County Number | 01103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Decatur, AL |
Operational Info
| Number of Employees | 72 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/13/1986 |
| Primary Insurance Agency | DIF |
| Website | www.evabank.com |
| Data Updated | 04/10/2026 |
| CERT | 26799 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $489.95M |
| Total Deposits | $342.47M |
| Total Liabilities | $354.23M |
| Total Equity Capital | $135.72M |
| Net Income | $3.04M |
| Net Loans and Leases | $380.40M |
| Assets Per Employee ($Millions) | $6.8M |
| Bank Premises and Fixed Assets | $4.94M |
| Cash and Balances due from Depository Institutions | $18.74M |
| Deposits Held in Domestic Offices | $342.47M |
Key Performance Ratios
| Return on Assets (ROA) | 2.51% |
| Return on Equity (ROE) | 9.01% |
| Net Interest Margin | 6.04% |
| Efficiency Ratio | 38.31% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.51% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 27.701% |
| Earning Assets to total Assets | 96.97% |
Income and Expense
| Total Interest Income | $9.60M |
| Total Noninterest Income | $140.00k |
| Total Interest Expense | $2.51M |
| Total Noninterest Expense | $2.77M |
| Net Interest Income | $7.09M |
| Pre-tax Net Operating Income | $3.87M |
| Provision for Credit Losses | $615.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.32M |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.76M |
| Total Liabilities and Capital | $489.95M |
Securities
| Securities | $79.31M |
| Available-for-sale debt securities | $79.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of EvaBank?
$489.95M as of the latest filing.
How much are EvaBank's total deposits?
$342.47M in total deposits.
Where is EvaBank located?
Eva, AL.
What is the Net Interest Margin?
6.04%.
How many domestic offices does it operate?
7.
When was it established?
10/13/1986.
What is the Return on Assets (ROA)?
2.51%.
How much are total loans and leases?
$380.40M (latest filing).
What is the total interest income (latest filing)?
$9.60M.