First Bank of Coastal Georgia
Pembroke, GA
IDRSSD: 823638
Total Assets
$221.41M
Latest filing
Total Deposits
$198.08M
Latest filing
Net Interest Margin
2.46%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Bank of Coastal Georgia
250 W Bacon St
Pembroke, GA 31321
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 9868
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank of Coastal Georgia (Main) | 250 W Bacon St | Pembroke, GA |
| RICHMOND HILL BRANCH | 9720 Ford Ave | Richmond Hill, GA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31321 |
| State and County Number | 13029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Savannah, GA |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/10/1938 |
| Primary Insurance Agency | DIF |
| Website | www.firstbankofcg.com |
| Data Updated | 01/30/2026 |
| CERT | 15580 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $221.41M |
| Total Deposits | $198.08M |
| Total Liabilities | $208.69M |
| Total Equity Capital | $12.72M |
| Net Income | $354.00k |
| Net Loans and Leases | $64.49M |
| Assets Per Employee ($Millions) | $6.92M |
| Bank Premises and Fixed Assets | $778.00k |
| Cash and Balances due from Depository Institutions | $6.71M |
| Deposits Held in Domestic Offices | $198.08M |
Key Performance Ratios
| Return on Assets (ROA) | 0.64% |
| Return on Equity (ROE) | 11.81% |
| Net Interest Margin | 2.46% |
| Efficiency Ratio | 72.38% |
| Tier 1 Risk-Based Capital Ratio | 19.102% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.745% |
| Earning Assets to total Assets | 96.63% |
Income and Expense
| Total Interest Income | $2.45M |
| Total Noninterest Income | $87.00k |
| Total Interest Expense | $1.14M |
| Total Noninterest Expense | $1.01M |
| Net Interest Income | $1.31M |
| Pre-tax Net Operating Income | $385.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $609.00k |
| Total Liabilities and Capital | $221.41M |
Securities
| Securities | $144.15M |
| Available-for-sale debt securities | $144.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank of Coastal Georgia?
$221.41M as of the latest filing.
How much are First Bank of Coastal Georgia's total deposits?
$198.08M in total deposits.
Where is First Bank of Coastal Georgia located?
Pembroke, GA.
What is the Net Interest Margin?
2.46%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$64.49M (latest filing).
What is the total interest income (latest filing)?
$2.45M.