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Bank of Alapaha

Alapaha, GA
IDRSSD: 986935
Total Assets
$243.79M
Latest filing
Total Deposits
$223.15M
Latest filing
Net Interest Margin
3.58%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/25/1905
Community BankYes
Ownership TypeNot Mutual
ZIP31622
State and County Number13019
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees48
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofalapaha.com
Data Updated11/14/2025
CERT155
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$243.79M
Total Deposits$223.15M
Total Liabilities$224.88M
Total Equity Capital$18.91M
Net Income$513.00k
Net Loans and Leases$122.83M
Assets Per Employee ($Millions)$5.08M
Bank Premises and Fixed Assets$4.60M
Cash and Balances due from Depository Institutions$36.60M
Deposits Held in Domestic Offices$223.15M

Key Performance Ratios

Return on Assets (ROA)0.85%
Return on Equity (ROE)11.44%
Net Interest Margin3.58%
Efficiency Ratio73.15%
Tier 1 Risk-Based Capital Ratio19.472%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.757%
Earning Assets to total Assets94.86%

Income and Expense

Total Interest Income$2.84M
Total Noninterest Income$189.00k
Total Interest Expense$795.00k
Total Noninterest Expense$1.63M
Net Interest Income$2.04M
Pre-tax Net Operating Income$596.00k
Provision for Credit Losses$3.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$404.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$10.41M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.73M
Total Liabilities and Capital$243.79M

Securities

Securities$63.99M
Available-for-sale debt securities$63.99M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Alapaha?
$243.79M as of the latest filing.
How much are Bank of Alapaha's total deposits?
$223.15M in total deposits.
Where is Bank of Alapaha located?
Alapaha, GA.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
4.
When was it established?
03/25/1905.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$122.83M (latest filing).
What is the total interest income (latest filing)?
$2.84M.