Bank of Alapaha
Alapaha, GA
IDRSSD: 986935
Total Assets
$250.13M
Latest filing
Total Deposits
$229.62M
Latest filing
Net Interest Margin
3.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061205271ALAPAHA, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Alapaha
245 Ne Railroad St
Alapaha, GA 31622
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/25/1905FDIC Certificate 121
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Alapaha (Main) | 245 Ne Railroad St | Alapaha, GA |
| ENIGMA BRANCH | 615 Main St | Enigma, GA |
| NASHVILLE BRANCH | 502 N Davis St | Nashville, GA |
| COOK COMMUNITY BANK BRANCH | 206 E 4th St | Adel, GA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/25/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31622 |
| State and County Number | 13019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofalapaha.com |
| Data Updated | 01/30/2026 |
| CERT | 155 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $250.13M |
| Total Deposits | $229.62M |
| Total Liabilities | $231.28M |
| Total Equity Capital | $18.85M |
| Net Income | $387.00k |
| Net Loans and Leases | $119.41M |
| Assets Per Employee ($Millions) | $5M |
| Bank Premises and Fixed Assets | $4.59M |
| Cash and Balances due from Depository Institutions | $43.50M |
| Deposits Held in Domestic Offices | $229.62M |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 8.2% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 74.03% |
| Tier 1 Risk-Based Capital Ratio | 19.429% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.537% |
| Earning Assets to total Assets | 95.58% |
Income and Expense
| Total Interest Income | $2.78M |
| Total Noninterest Income | $205.00k |
| Total Interest Expense | $789.00k |
| Total Noninterest Expense | $1.63M |
| Net Interest Income | $1.99M |
| Pre-tax Net Operating Income | $571.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $15.22M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.67M |
| Total Liabilities and Capital | $250.13M |
Securities
| Securities | $62.82M |
| Available-for-sale debt securities | $62.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Alapaha?
$250.13M as of the latest filing.
How much are Bank of Alapaha's total deposits?
$229.62M in total deposits.
Where is Bank of Alapaha located?
Alapaha, GA.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
4.
When was it established?
03/25/1905.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$119.41M (latest filing).
What is the total interest income (latest filing)?
$2.78M.