First State Bank
Mendota, IL
IDRSSD: 887340
Total Assets
$1.59B
Latest filing
Total Deposits
$1.30B
Latest filing
Net Interest Margin
3.57%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
706 Washington St
Mendota, IL 61342
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/06/1940FDIC Certificate 10003
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 706 Washington St | Mendota, IL |
| MENDOTA PLAZA BRANCH | 1403 13th Ave | Mendota, IL |
| LA MOILLE FACILITY | 90 N Main St | La Moille, IL |
| PERU BRANCH | 4351 Venture Dr | Peru, IL |
| GENEVA BRANCH | 323 W State St | Geneva, IL |
| ST. CHARLES WEST BRANCH | 2601 Oak St | Saint Charles, IL |
| ST. CHARLES DRIVE UP BRANCH | 103 N 9th Ave | Saint Charles, IL |
| NORTH AURORA OFFICE | 75 S Randall Rd | North Aurora, IL |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/06/1940 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61342 |
| State and County Number | 17099 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Ottawa, IL |
Operational Info
| Number of Employees | 284 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/06/1940 |
| Primary Insurance Agency | DIF |
| Website | WWW.FIRSTSTATEBANK.BIZ |
| Data Updated | 01/30/2026 |
| CERT | 15752 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.59B |
| Total Deposits | $1.30B |
| Total Liabilities | $1.43B |
| Total Equity Capital | $165.18M |
| Net Income | $4.13M |
| Net Loans and Leases | $1.31B |
| Assets Per Employee ($Millions) | $5.55M |
| Bank Premises and Fixed Assets | $24.03M |
| Cash and Balances due from Depository Institutions | $46.19M |
| Deposits Held in Domestic Offices | $1.30B |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 10.11% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 68.78% |
| Tier 1 Risk-Based Capital Ratio | 13.751% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.37% |
| Earning Assets to total Assets | 94.3% |
Income and Expense
| Total Interest Income | $21.30M |
| Total Noninterest Income | $4.53M |
| Total Interest Expense | $7.96M |
| Total Noninterest Expense | $12.29M |
| Net Interest Income | $13.33M |
| Pre-tax Net Operating Income | $5.55M |
| Provision for Credit Losses | $18.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $101.00k |
| Other borrowed funds | $77.92M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.45M |
| Federal Funds Purchased and Repurchased Agreement | $23.11M |
| All Other Liabilities | $22.04M |
| Total Liabilities and Capital | $1.59B |
Securities
| Securities | $154.21M |
| Available-for-sale debt securities | $154.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$1.59B as of the latest filing.
How much are First State Bank's total deposits?
$1.30B in total deposits.
Where is First State Bank located?
Mendota, IL.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
20.
When was it established?
07/06/1940.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$1.31B (latest filing).
What is the total interest income (latest filing)?
$21.30M.