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First State Bank

Mendota, IL
IDRSSD: 887340
Total Assets
$1.58B
Latest filing
Total Deposits
$1.25B
Latest filing
Net Interest Margin
3.54%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/06/1940
Community BankYes
Ownership TypeNot Mutual
ZIP61342
State and County Number17099
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameOttawa, IL

Operational Info

Number of Employees285
Domestic Offices20
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/06/1940
Primary Insurance AgencyDIF
WebsiteWWW.FIRSTSTATEBANK.BIZ
Data Updated11/14/2025
CERT15752
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.58B
Total Deposits$1.25B
Total Liabilities$1.42B
Total Equity Capital$161.69M
Net Income$4.06M
Net Loans and Leases$1.30B
Assets Per Employee ($Millions)$5.58M
Bank Premises and Fixed Assets$24.41M
Cash and Balances due from Depository Institutions$50.83M
Deposits Held in Domestic Offices$1.25B

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)10.2%
Net Interest Margin3.54%
Efficiency Ratio66.87%
Tier 1 Risk-Based Capital Ratio13.649%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.204%
Earning Assets to total Assets93.85%

Income and Expense

Total Interest Income$21.09M
Total Noninterest Income$4.45M
Total Interest Expense$8.04M
Total Noninterest Expense$11.72M
Net Interest Income$13.06M
Pre-tax Net Operating Income$5.53M
Provision for Credit Losses$253.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$101.00k
Other borrowed funds$121.92M
Federal Funds Sold & Reverse Repurchase Agreement$1.95M
Federal Funds Purchased and Repurchased Agreement$25.60M
All Other Liabilities$21.61M
Total Liabilities and Capital$1.58B

Securities

Securities$154.07M
Available-for-sale debt securities$154.07M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank?
$1.58B as of the latest filing.
How much are First State Bank's total deposits?
$1.25B in total deposits.
Where is First State Bank located?
Mendota, IL.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
20.
When was it established?
07/06/1940.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$1.30B (latest filing).
What is the total interest income (latest filing)?
$21.09M.